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Get Cheap Car Insurance in Chinatown, Manhattan, NY
We monitor insurance prices, helping the average driver in Chinatown save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Chinatown
The chart below shows the cheapest car insurance company in Chinatown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Chinatown Insurer | Monthly Cost |
|---|---|
| Kemper | $126 |
| Plymouth Rock Assurance | $168 |
| Safeco Insurance | $181 |
| Geico | $188 |
Savings for Every Kind of Chinatown Driver
Based on our extensive insurance data, we know the average Chinatown driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,022 per year by choosing the right vehicle insurance company. Some Chinatown residents are paying out over $3,429 extra every year for auto insurance in Chinatown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Chinatown, Manhattan, NY Savings / Yr. |
|---|---|
$1,022 |
|
$652 |
|
$1,302 |
|
$1,318 |
|
$3,228 |
|
$1,080 |
|
$1,721 |
Chinatown Car Insurance vs. Manhattan
People living in Chinatown pay an average of 41.41% more than the typical driver in the state. The average driver in Chinatown can expect to pay about $2,487 per year, or $3,429 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Chinatown for most people.
Car Insurance Prices by Chinatown Neighborhood
Insurance Prices
Where is insurance cheapest within Chinatown?
The map shows insurance prices in and around Chinatown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $729 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,550 to a low of $2,821. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the West parts of Chinatown.Pick the Best Car Insurance Company for You in Chinatown
The best car insurance provider for most drivers in Chinatown
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,022 over the average Chinatown car insurance company.
The best car insurance provider for Chinatown drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $652 over the competition.
The best car insurance company for Chinatown drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,302 better than other car insurance companies.
The best auto insurance for Chinatown drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,318 less each year.
The least expensive car insurance company for new and young drivers in Chinatown
In Chinatown, Progressive costs young drivers $3,228 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Chinatown
Progressive gave the largest car insurance discounts to married couples, averaging $1,080 saved each year compared to an average Chinatown couple's premiums.
The cheapest car insurance in Chinatown for drivers with bad credit
The best Chinatown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Chinatown
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Chinatown driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Chinatown, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Chinatown
What Influences the Cost of Car Insurance in Chinatown?
On average, car insurance in Chinatown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Chinatown is 38 minutes, which is about the national average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Chinatown are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Chinatown is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Chinatown is $207 per month for minimum coverage and $286 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Little Italy: Insurance costs 3.88% less
- Lower East Side: Insurance costs 3.03% less
- Tribeca: Insurance costs 15.11% less
- Soho: Insurance costs 13.68% less
- Financial District: Insurance costs 12.63% less
- Battery Park: Insurance costs 13.56% less
- East Village: Insurance costs 7.96% less
- Greenwich Village: Insurance costs 16.56% less
- Dumbo: Insurance costs 11.75% less
- Brooklyn Heights: Insurance costs 14.52% less
Neighborhoods with Similar Populations
- Rancho Sahuarita: Insurance costs 49.81% less
- Midtown Harrisburg: Insurance costs 59.03% less
- Linden Hills: Insurance costs 49.58% less
- Howe: Insurance costs 46.52% less
- Triple Creek: Insurance costs 49.55% less
- Highlands: Insurance costs 59.17% less
- Quintana Community: Insurance costs 40.80% less
- Ortega Hills: Insurance costs 21.49% less
- Riverside: Insurance costs 27.62% less
- Lyon Street: Insurance costs 36.10% less