Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Linden Hills, Minneapolis, MN
We monitor insurance prices, helping the average driver in Linden Hills save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Linden Hills
The chart below shows the cheapest car insurance company in Linden Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Linden Hills Insurer | Monthly Cost |
|---|---|
| State Farm | $55 |
| Auto-Owners Insurance | $61 |
| Kemper | $65 |
| American Family Insurance | $65 |
Savings for Every Kind of Linden Hills Driver
Based on our extensive insurance data, we know the average Linden Hills driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $465 per year by choosing the right vehicle insurance company. Some Linden Hills residents are paying out over $1,729 extra every year for auto insurance in Linden Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Linden Hills, Minneapolis, MN Savings / Yr. |
|---|---|
$465 |
|
$586 |
|
$377 |
|
$766 |
|
$1,313 |
|
$389 |
|
$1,022 |
Linden Hills Car Insurance vs. Minneapolis
People living in Linden Hills pay an average of 7.67% more than the typical driver in the state. The average driver in Linden Hills can expect to pay about $895 per year, or $1,729 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Linden Hills for most people.
Car Insurance Prices by Linden Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Linden Hills?
The map shows insurance prices in and around Linden Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $192 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,866 to a low of $1,674. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the South parts of Linden Hills.Pick the Best Car Insurance Company for You in Linden Hills
The best car insurance provider for most drivers in Linden Hills
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $465 over the average Linden Hills car insurance company.
The best car insurance provider for Linden Hills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $586 over the competition.
The best car insurance company for Linden Hills drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $377 better than other car insurance companies.
The best auto insurance for Linden Hills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $766 less each year.
The least expensive car insurance company for new and young drivers in Linden Hills
In Linden Hills, State Farm costs young drivers $1,313 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Linden Hills
State Farm gave the largest car insurance discounts to married couples, averaging $389 saved each year compared to an average Linden Hills couple's premiums.
The cheapest car insurance in Linden Hills for drivers with bad credit
The best Linden Hills car insurance company for customer service
Nationwide was the best company for customer service in Linden Hills according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Linden Hills, which was better than other insurers.
The cheapest large national provider in Linden Hills
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Linden Hills driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Linden Hills, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Linden Hills
What Influences the Cost of Car Insurance in Linden Hills?
On average, car insurance in Linden Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Linden Hills is 29 minutes, which is a little more than average for a driver in the city.
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Linden Hills are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Linden Hills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Linden Hills is $75 per month for minimum coverage and $144 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Minikahda Vista: Insurance costs 2.72% less
- Fulton: Insurance costs 1.16% less
- East Harriet: Insurance costs 2.08% more
- Lynnhurst: Insurance costs 0.98% less
- Cedar-Isles-Dean: Insurance costs 2.20% more
- Calhoun: Insurance costs 7.92% more
- Kingfield: Insurance costs 5.67% more
- Armatage: Insurance costs 1.04% more
- Fuller Tangletown: Insurance costs 0.93% more
- East Isles: Insurance costs 4.63% more
Neighborhoods with Similar Populations
- Riverside: Insurance costs 43.55% more
- Hartford: Insurance costs 58.01% more
- Highlands: Insurance costs 19.03% less
- Highview: Insurance costs 27.76% more
- Hopkins-Middle East: Insurance costs 34.01% more
- Lawrence Park: Insurance costs 59.28% more
- Liberty Wells: Insurance costs 14.00% less
- North Sharon Amity: Insurance costs 14.98% less
- Prescott: Insurance costs 41.70% more
- Reservoir-Whiskey Hill: Insurance costs 46.62% more