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Get Cheap Car Insurance in Fulton, Minneapolis, MN
We monitor insurance prices, helping the average driver in Fulton save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Fulton
The chart below shows the cheapest car insurance company in Fulton for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Fulton Insurer | Monthly Cost |
|---|---|
| State Farm | $54 |
| Auto-Owners Insurance | $60 |
| Kemper | $64 |
| American Family Insurance | $64 |
Savings for Every Kind of Fulton Driver
Based on our extensive insurance data, we know the average Fulton driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $460 per year by choosing the right vehicle insurance company. Some Fulton residents are paying out over $1,709 extra every year for auto insurance in Fulton. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fulton, Minneapolis, MN Savings / Yr. |
|---|---|
$460 |
|
$579 |
|
$373 |
|
$757 |
|
$1,297 |
|
$384 |
|
$1,010 |
Fulton Car Insurance vs. Minneapolis
People living in Fulton pay an average of 6.43% more than the typical driver in the state. The average driver in Fulton can expect to pay about $884 per year, or $1,709 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Fulton for most people.
Car Insurance Prices by Fulton Neighborhood
Insurance Prices
Where is insurance cheapest within Fulton?
The map shows insurance prices in and around Fulton, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $120 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,765 to a low of $1,645. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the Southwest parts of Fulton.Pick the Best Car Insurance Company for You in Fulton
The best car insurance provider for most drivers in Fulton
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $460 over the average Fulton car insurance company.
The best car insurance provider for Fulton drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $579 over the competition.
The best car insurance company for Fulton drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $373 better than other car insurance companies.
The best auto insurance for Fulton drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $757 less each year.
The least expensive car insurance company for new and young drivers in Fulton
In Fulton, State Farm costs young drivers $1,297 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fulton
State Farm gave the largest car insurance discounts to married couples, averaging $384 saved each year compared to an average Fulton couple's premiums.
The cheapest car insurance in Fulton for drivers with bad credit
The best Fulton car insurance company for customer service
Recent price drops
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The cheapest large national provider in Fulton
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Fulton driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fulton, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Fulton
What Influences the Cost of Car Insurance in Fulton?
On average, car insurance in Fulton is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Minnesota state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fulton are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Fulton has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fulton is $74 per month for minimum coverage and $142 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Armatage: Insurance costs 2.22% more
- Linden Hills: Insurance costs 1.17% more
- Lynnhurst: Insurance costs 0.18% more
- Kenny: Insurance costs 1.29% more
- Minikahda Vista: Insurance costs 1.58% less
- Fuller Tangletown: Insurance costs 2.11% more
- East Harriet: Insurance costs 3.28% more
- Southdale: Insurance costs 2.93% more
- Windom: Insurance costs 8.72% more
- Kingfield: Insurance costs 6.90% more
Neighborhoods with Similar Populations
- Osgood: Insurance costs 25.92% less
- Southern Hills: Insurance costs 4.10% more
- South Side: Insurance costs 90.23% more
- South Harrison: Insurance costs 1.76% more
- Sayre Park: Insurance costs 15.16% less
- Roselawn: Insurance costs 22.35% less
- Richmond Factory: Insurance costs 6.96% more
- Rainbow Hills: Insurance costs 16.44% more
- Point Breeze: Insurance costs 13.63% less
- Southside Columbus: Insurance costs 30.37% less