Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Prescott, Oakland, CA
We monitor insurance prices, helping the average driver in Prescott save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Prescott
The chart below shows the cheapest car insurance company in Prescott for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Prescott Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| Geico | $69 |
| Progressive | $74 |
| Travelers | $77 |
Savings for Every Kind of Prescott Driver
Based on our extensive insurance data, we know the average Prescott driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $783 per year by choosing the right vehicle insurance company. Some Prescott residents are paying out over $2,450 extra every year for auto insurance in Prescott. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Prescott, Oakland, CA Savings / Yr. |
|---|---|
$783 |
|
$1,435 |
|
$1,135 |
|
$1,994 |
|
$1,024 |
|
$444 |
|
$0 |
Prescott Car Insurance vs. Oakland
People living in Prescott pay an average of 22.03% more than the typical driver in the state. The average driver in Prescott can expect to pay about $1,147 per year, or $2,450 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Prescott for most people.
Car Insurance Prices by Prescott Neighborhood
Insurance Prices
Where is insurance cheapest within Prescott?
The map shows insurance prices in and around Prescott, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $344 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,554 to a low of $2,210. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Northwest parts of Prescott.Pick the Best Car Insurance Company for You in Prescott
The best car insurance provider for most drivers in Prescott
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $783 over the average Prescott car insurance company.
The best car insurance provider for Prescott drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,435 over the competition.
The best car insurance company for Prescott drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,135 better than other car insurance companies.
The best auto insurance for Prescott drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,994 less each year.
The least expensive car insurance company for new and young drivers in Prescott
In Prescott, State Farm costs young drivers $1,024 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Prescott
Progressive gave the largest car insurance discounts to married couples, averaging $444 saved each year compared to an average Prescott couple's premiums.
The cheapest car insurance in Prescott for drivers with bad credit
The best Prescott car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Prescott, which was better than other insurers.
The cheapest large national provider in Prescott
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Prescott driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Prescott, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Prescott
What Influences the Cost of Car Insurance in Prescott?
On average, car insurance in Prescott is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Prescott is 38 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Prescott are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Prescott is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Prescott is $96 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Acorn: Insurance costs 0.49% more
- McClymonds: Insurance costs 0.37% more
- Clawson: Insurance costs 3.02% less
- San Pablo Gateway: Insurance costs 4.00% more
- Hoover-Foster: Insurance costs 0.16% less
- Old City-Produce and Waterfront: Insurance costs 1.63% less
- Downtown Oakland: Insurance costs 1.88% more
- Pill Hill: Insurance costs 4.61% more
- Longfellow: Insurance costs 1.06% less
- Lakewide: Insurance costs 1.43% more
Neighborhoods with Similar Populations
- Edgewater: Insurance costs 48.33% less
- Arlington Hills: Insurance costs 9.39% more
- Belmont Shore: Insurance costs 6.86% less
- Dimond: Insurance costs 7.67% less
- Brighton Heights: Insurance costs 40.86% less
- Carroll Manor: Insurance costs 9.02% less
- Midtown Harrisburg: Insurance costs 42.65% less
- Read Blvd East: Insurance costs 66.20% more
- Quintana Community: Insurance costs 17.14% less
- Pembroke: Insurance costs 64.29% more