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Get Cheap Car Insurance in San Pablo Gateway, Oakland, CA
We monitor insurance prices, helping the average driver in San Pablo Gateway save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in San Pablo Gateway
The chart below shows the cheapest car insurance company in San Pablo Gateway for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| San Pablo Gateway Insurer | Monthly Cost |
|---|---|
| Metromile | $64 |
| Geico | $72 |
| Progressive | $77 |
| Travelers | $80 |
Savings for Every Kind of San Pablo Gateway Driver
Based on our extensive insurance data, we know the average San Pablo Gateway driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $815 per year by choosing the right vehicle insurance company. Some San Pablo Gateway residents are paying out over $2,548 extra every year for auto insurance in San Pablo Gateway. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
San Pablo Gateway, Oakland, CA Savings / Yr. |
|---|---|
$815 |
|
$1,492 |
|
$1,180 |
|
$2,074 |
|
$1,065 |
|
$462 |
|
$0 |
San Pablo Gateway Car Insurance vs. Oakland
People living in San Pablo Gateway pay an average of 26.91% more than the typical driver in the state. The average driver in San Pablo Gateway can expect to pay about $1,193 per year, or $2,548 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in San Pablo Gateway for most people.
Car Insurance Prices by San Pablo Gateway Neighborhood
Insurance Prices
Where is insurance cheapest within San Pablo Gateway?
The map shows insurance prices in and around San Pablo Gateway, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $355 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,676 to a low of $2,321. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the West parts of San Pablo Gateway.Pick the Best Car Insurance Company for You in San Pablo Gateway
The best car insurance provider for most drivers in San Pablo Gateway
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $815 over the average San Pablo Gateway car insurance company.
The best car insurance provider for San Pablo Gateway drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,492 over the competition.
The best car insurance company for San Pablo Gateway drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,180 better than other car insurance companies.
The best auto insurance for San Pablo Gateway drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,074 less each year.
The least expensive car insurance company for new and young drivers in San Pablo Gateway
In San Pablo Gateway, State Farm costs young drivers $1,065 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in San Pablo Gateway
Progressive gave the largest car insurance discounts to married couples, averaging $462 saved each year compared to an average San Pablo Gateway couple's premiums.
The cheapest car insurance in San Pablo Gateway for drivers with bad credit
The best San Pablo Gateway car insurance company for customer service
Nationwide was the best company for customer service in San Pablo Gateway according to the NAIC.
Recent price drops
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The cheapest large national provider in San Pablo Gateway
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average San Pablo Gateway driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In San Pablo Gateway, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around San Pablo Gateway
What Influences the Cost of Car Insurance in San Pablo Gateway?
On average, car insurance in San Pablo Gateway is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in San Pablo Gateway is 42 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in San Pablo Gateway are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- San Pablo Gateway is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in San Pablo Gateway is $99 per month for minimum coverage and $212 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Downtown Oakland: Insurance costs 2.04% less
- McClymonds: Insurance costs 3.49% less
- Lakewide: Insurance costs 2.47% less
- Hoover-Foster: Insurance costs 4.00% less
- Acorn: Insurance costs 3.38% less
- Old City-Produce and Waterfront: Insurance costs 5.42% less
- Pill Hill: Insurance costs 0.59% more
- Oakland Ave-Harrison Street: Insurance costs 7.22% less
- Adams Point: Insurance costs 8.08% less
- Prescott: Insurance costs 3.85% less
Neighborhoods with Similar Populations
- Turtle Creek: Insurance costs 4.28% more
- Central Park: Insurance costs 18.80% less
- Central: Insurance costs 46.47% less
- Cherokee Park: Insurance costs 44.90% less
- Clarke Square: Insurance costs 43.29% less
- Coomer Creek: Insurance costs 24.22% less
- Standish: Insurance costs 28.73% less
- Starmount Forest-Charlotte: Insurance costs 43.05% less
- Thrasher's Corner-Red Hawk: Insurance costs 36.11% less
- Alki: Insurance costs 36.89% less