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Get Cheap Car Insurance in McClymonds, Oakland, CA
We monitor insurance prices, helping the average driver in McClymonds save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in McClymonds
The chart below shows the cheapest car insurance company in McClymonds for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| McClymonds Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| Geico | $70 |
| Progressive | $75 |
| Travelers | $77 |
Savings for Every Kind of McClymonds Driver
Based on our extensive insurance data, we know the average McClymonds driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $786 per year by choosing the right vehicle insurance company. Some McClymonds residents are paying out over $2,459 extra every year for auto insurance in McClymonds. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
McClymonds, Oakland, CA Savings / Yr. |
|---|---|
$786 |
|
$1,440 |
|
$1,139 |
|
$2,001 |
|
$1,027 |
|
$446 |
|
$0 |
McClymonds Car Insurance vs. Oakland
People living in McClymonds pay an average of 22.45% more than the typical driver in the state. The average driver in McClymonds can expect to pay about $1,151 per year, or $2,459 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in McClymonds for most people.
Car Insurance Prices by McClymonds Neighborhood
Insurance Prices
Where is insurance cheapest within McClymonds?
The map shows insurance prices in and around McClymonds, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $184 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,505 to a low of $2,321. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of McClymonds.Pick the Best Car Insurance Company for You in McClymonds
The best car insurance provider for most drivers in McClymonds
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $786 over the average McClymonds car insurance company.
The best car insurance provider for McClymonds drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,440 over the competition.
The best car insurance company for McClymonds drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,139 better than other car insurance companies.
The best auto insurance for McClymonds drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,001 less each year.
The least expensive car insurance company for new and young drivers in McClymonds
In McClymonds, State Farm costs young drivers $1,027 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in McClymonds
Progressive gave the largest car insurance discounts to married couples, averaging $446 saved each year compared to an average McClymonds couple's premiums.
The cheapest car insurance in McClymonds for drivers with bad credit
The best McClymonds car insurance company for customer service
Nationwide was the best company for customer service in McClymonds according to the NAIC.
Recent price drops
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The cheapest large national provider in McClymonds
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average McClymonds driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In McClymonds, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around McClymonds
What Influences the Cost of Car Insurance in McClymonds?
On average, car insurance in McClymonds is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in McClymonds is 39 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in McClymonds are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- McClymonds is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in McClymonds is $96 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hoover-Foster: Insurance costs 0.53% less
- San Pablo Gateway: Insurance costs 3.62% more
- Clawson: Insurance costs 3.38% less
- Pill Hill: Insurance costs 4.23% more
- Acorn: Insurance costs 0.12% more
- Downtown Oakland: Insurance costs 1.50% more
- Prescott: Insurance costs 0.37% less
- Longfellow: Insurance costs 1.42% less
- Mosswood: Insurance costs 6.47% less
- Oakland Ave-Harrison Street: Insurance costs 3.86% less
Neighborhoods with Similar Populations
- River Park: Insurance costs 17.24% less
- Lincoln-Lemington-Belmar: Insurance costs 31.07% less
- Lykins: Insurance costs 15.58% less
- Meredith Parkwood: Insurance costs 10.13% less
- Overlook Park: Insurance costs 32.70% less
- Parkmont: Insurance costs 11.96% less
- Point Richmond: Insurance costs 10.70% less
- Rancho Fontana: Insurance costs 7.08% less
- Ravine Gardens: Insurance costs 25.13% less
- Reedy Creek: Insurance costs 44.65% less