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Get Cheap Car Insurance in Mosswood, Oakland, CA
We monitor insurance prices, helping the average driver in Mosswood save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Mosswood
The chart below shows the cheapest car insurance company in Mosswood for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Mosswood Insurer | Monthly Cost |
|---|---|
| Metromile | $58 |
| Geico | $65 |
| Progressive | $70 |
| Travelers | $72 |
Savings for Every Kind of Mosswood Driver
Based on our extensive insurance data, we know the average Mosswood driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $735 per year by choosing the right vehicle insurance company. Some Mosswood residents are paying out over $2,300 extra every year for auto insurance in Mosswood. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Mosswood, Oakland, CA Savings / Yr. |
|---|---|
$735 |
|
$1,347 |
|
$1,065 |
|
$1,871 |
|
$961 |
|
$417 |
|
$0 |
Mosswood Car Insurance vs. Oakland
People living in Mosswood pay an average of 14.53% more than the typical driver in the state. The average driver in Mosswood can expect to pay about $1,077 per year, or $2,300 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Mosswood for most people.
Car Insurance Prices by Mosswood Neighborhood
Insurance Prices
Where is insurance cheapest within Mosswood?
The map shows insurance prices in and around Mosswood, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $394 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,549 to a low of $2,155. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Mosswood.Pick the Best Car Insurance Company for You in Mosswood
The best car insurance provider for most drivers in Mosswood
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $735 over the average Mosswood car insurance company.
The best car insurance provider for Mosswood drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,347 over the competition.
The best car insurance company for Mosswood drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,065 better than other car insurance companies.
The best auto insurance for Mosswood drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,871 less each year.
The least expensive car insurance company for new and young drivers in Mosswood
In Mosswood, State Farm costs young drivers $961 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Mosswood
Progressive gave the largest car insurance discounts to married couples, averaging $417 saved each year compared to an average Mosswood couple's premiums.
The cheapest car insurance in Mosswood for drivers with bad credit
The best Mosswood car insurance company for customer service
Recent price drops
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The cheapest large national provider in Mosswood
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Mosswood driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mosswood, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Mosswood
What Influences the Cost of Car Insurance in Mosswood?
On average, car insurance in Mosswood is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Mosswood is 46 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Mosswood are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Mosswood is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Mosswood is $90 per month for minimum coverage and $192 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Temescal: Insurance costs 1.00% more
- Pill Hill: Insurance costs 11.43% more
- Piedmont Avenue: Insurance costs 4.04% less
- Oakland Ave-Harrison Street: Insurance costs 2.78% more
- Hoover-Foster: Insurance costs 6.35% more
- Longfellow: Insurance costs 5.39% more
- Grand Lake: Insurance costs 3.43% less
- Shafter: Insurance costs 0.43% less
- Adams Point: Insurance costs 1.83% more
- McClymonds: Insurance costs 6.91% more
Neighborhoods with Similar Populations
- Irish Channel: Insurance costs 56.04% more
- Biscayne Terrace: Insurance costs 18.30% more
- Northmoor: Insurance costs 29.70% more
- Minshall Park: Insurance costs 23.00% less
- Monica Park: Insurance costs 14.00% less
- Monterey: Insurance costs 16.61% more
- Morristown Historic District: Insurance costs 20.43% less
- Mount Healthy Heights: Insurance costs 47.17% less
- Mount Pleasant Area: Insurance costs 46.26% less
- New Auburn: Insurance costs 56.52% less