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Get Cheap Car Insurance in Monica Park, Garland, TX
We monitor insurance prices, helping the average driver in Monica Park save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Monica Park
The chart below shows the cheapest car insurance company in Monica Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Monica Park Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $67 |
| Progressive | $69 |
| State Farm | $74 |
Savings for Every Kind of Monica Park Driver
Based on our extensive insurance data, we know the average Monica Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $407 per year by choosing the right vehicle insurance company. Some Monica Park residents are paying out over $1,978 extra every year for auto insurance in Monica Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Monica Park, Garland, TX Savings / Yr. |
|---|---|
$407 |
|
$931 |
|
$821 |
|
$940 |
|
$1,431 |
|
$540 |
|
$591 |
Monica Park Car Insurance vs. Garland
People living in Monica Park pay an average of 1.21% more than the typical driver in the state. The average driver in Monica Park can expect to pay about $1,178 per year, or $1,978 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Monica Park for most people.
Car Insurance Prices by Monica Park Neighborhood
Insurance Prices
Where is insurance cheapest within Monica Park?
The map shows insurance prices in and around Monica Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $0 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,978 to a low of $1,978. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Monica Park.Pick the Best Car Insurance Company for You in Monica Park
The best car insurance provider for most drivers in Monica Park
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $407 over the average Monica Park car insurance company.
The best car insurance provider for Monica Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $931 over the competition.
The best car insurance company for Monica Park drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $821 better than other car insurance companies.
The best auto insurance for Monica Park drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $940 less each year.
The least expensive car insurance company for new and young drivers in Monica Park
In Monica Park, State Farm costs young drivers $1,431 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Monica Park
State Farm gave the largest car insurance discounts to married couples, averaging $540 saved each year compared to an average Monica Park couple's premiums.
The cheapest car insurance in Monica Park for drivers with bad credit
The best Monica Park car insurance company for customer service
Nationwide was the best company for customer service in Monica Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Monica Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Monica Park driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Monica Park, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Monica Park
What Influences the Cost of Car Insurance in Monica Park?
On average, car insurance in Monica Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Monica Park is 33 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Monica Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Monica Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Monica Park is $98 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Chandler Heights: Insurance costs 2.38% more
- Almeta-Bonita-Bella Vista: Insurance costs 1.06% more
- New West: Insurance costs 0.40% more
- Northeast Garland: Insurance costs 2.02% less
- Coomer Creek: Insurance costs 2.38% less
- Oaks: Insurance costs 2.02% less
- Oakridge: Insurance costs 2.38% less
- Apollo Arapaho and Camelot: Insurance costs 3.49% less
- Northeast Dallas-White Rock: Insurance costs 0.15% less
- Lake Highlands: Insurance costs 0.91% less
Neighborhoods with Similar Populations
- Tice: Insurance costs 45.85% more
- Cadwalader-Hillcrest: Insurance costs 12.49% more
- Carolina Heights: Insurance costs 30.69% less
- Greendale Village: Insurance costs 18.55% less
- Happy Hollow: Insurance costs 24.82% more
- Chatham Parkway: Insurance costs 11.32% less
- Chene: Insurance costs 99.19% more
- Clapp Park: Insurance costs 5.86% less
- College Park San Antonio: Insurance costs 10.82% less
- Upper Bal: Insurance costs 13.50% more