Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Upper Bal, San Leandro, CA
We monitor insurance prices, helping the average driver in Upper Bal save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Upper Bal
The chart below shows the cheapest car insurance company in Upper Bal for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Upper Bal Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $64 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Upper Bal Driver
Based on our extensive insurance data, we know the average Upper Bal driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $718 per year by choosing the right vehicle insurance company. Some Upper Bal residents are paying out over $2,245 extra every year for auto insurance in Upper Bal. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Bal, San Leandro, CA Savings / Yr. |
|---|---|
$718 |
|
$1,315 |
|
$1,040 |
|
$1,827 |
|
$938 |
|
$407 |
|
$0 |
Upper Bal Car Insurance vs. San Leandro
People living in Upper Bal pay an average of 11.81% more than the typical driver in the state. The average driver in Upper Bal can expect to pay about $1,051 per year, or $2,245 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Upper Bal for most people.
Car Insurance Prices by Upper Bal Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Bal?
The map shows insurance prices in and around Upper Bal, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $323 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,428 to a low of $2,105. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Upper Bal.Pick the Best Car Insurance Company for You in Upper Bal
The best car insurance provider for most drivers in Upper Bal
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $718 over the average Upper Bal car insurance company.
The best car insurance provider for Upper Bal drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,315 over the competition.
The best car insurance company for Upper Bal drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,040 better than other car insurance companies.
The best auto insurance for Upper Bal drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,827 less each year.
The least expensive car insurance company for new and young drivers in Upper Bal
In Upper Bal, State Farm costs young drivers $938 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Bal
Progressive gave the largest car insurance discounts to married couples, averaging $407 saved each year compared to an average Upper Bal couple's premiums.
The cheapest car insurance in Upper Bal for drivers with bad credit
The best Upper Bal car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Upper Bal, which was better than other insurers.
The cheapest large national provider in Upper Bal
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Upper Bal driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Bal, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Upper Bal
What Influences the Cost of Car Insurance in Upper Bal?
On average, car insurance in Upper Bal is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Upper Bal is 37 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Bal are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Upper Bal is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Bal is $88 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lower Bal: Insurance costs 0.27% less
- Assumption Parish: Insurance costs 0.58% less
- Floresta Gardens-Bradrick: Insurance costs 2.27% more
- Old San Leandro: Insurance costs 2.90% more
- Estudillo Estates-Glen: Insurance costs 0.71% more
- Washington Manor-Bonaire: Insurance costs 3.03% less
- Davis Tract: Insurance costs 0.31% more
- Chabot Park: Insurance costs 1.02% more
- Durant Manor: Insurance costs 5.35% more
- Heron Bay: Insurance costs 4.32% less
Neighborhoods with Similar Populations
- Rothfield: Insurance costs 25.35% less
- The Meadows: Insurance costs 7.97% less
- Cadwalader-Hillcrest: Insurance costs 0.89% less
- Cobbs Hill: Insurance costs 4.54% less
- Colonial Heights: Insurance costs 50.42% less
- Corky Row: Insurance costs 24.77% less
- Fondren Gardens: Insurance costs 9.98% less
- Piedmont Pines: Insurance costs 10.47% less
- Mount Pleasant Area: Insurance costs 44.94% less
- Mercer Heights: Insurance costs 29.04% less