Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Oakland Ave-Harrison Street, Oakland, CA
We monitor insurance prices, helping the average driver in Oakland Ave-Harrison Street save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Oakland Ave-Harrison Street
The chart below shows the cheapest car insurance company in Oakland Ave-Harrison Street for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Oakland Ave-Harrison Street Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $67 |
| Progressive | $72 |
| Travelers | $74 |
Savings for Every Kind of Oakland Ave-Harrison Street Driver
Based on our extensive insurance data, we know the average Oakland Ave-Harrison Street driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $756 per year by choosing the right vehicle insurance company. Some Oakland Ave-Harrison Street residents are paying out over $2,364 extra every year for auto insurance in Oakland Ave-Harrison Street. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Oakland Ave-Harrison Street, Oakland, CA Savings / Yr. |
|---|---|
$756 |
|
$1,385 |
|
$1,095 |
|
$1,924 |
|
$988 |
|
$429 |
|
$0 |
Oakland Ave-Harrison Street Car Insurance vs. Oakland
People living in Oakland Ave-Harrison Street pay an average of 17.75% more than the typical driver in the state. The average driver in Oakland Ave-Harrison Street can expect to pay about $1,107 per year, or $2,364 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Oakland Ave-Harrison Street for most people.
Car Insurance Prices by Oakland Ave-Harrison Street Neighborhood
Insurance Prices
Where is insurance cheapest within Oakland Ave-Harrison Street?
The map shows insurance prices in and around Oakland Ave-Harrison Street, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $152 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,462 to a low of $2,310. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the South parts of Oakland Ave-Harrison Street.Pick the Best Car Insurance Company for You in Oakland Ave-Harrison Street
The best car insurance provider for most drivers in Oakland Ave-Harrison Street
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $756 over the average Oakland Ave-Harrison Street car insurance company.
The best car insurance provider for Oakland Ave-Harrison Street drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,385 over the competition.
The best car insurance company for Oakland Ave-Harrison Street drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,095 better than other car insurance companies.
The best auto insurance for Oakland Ave-Harrison Street drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,924 less each year.
The least expensive car insurance company for new and young drivers in Oakland Ave-Harrison Street
In Oakland Ave-Harrison Street, State Farm costs young drivers $988 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Oakland Ave-Harrison Street
Progressive gave the largest car insurance discounts to married couples, averaging $429 saved each year compared to an average Oakland Ave-Harrison Street couple's premiums.
The cheapest car insurance in Oakland Ave-Harrison Street for drivers with bad credit
The best Oakland Ave-Harrison Street car insurance company for customer service
Nationwide was the best company for customer service in Oakland Ave-Harrison Street according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Oakland Ave-Harrison Street, which was better than other insurers.
The cheapest large national provider in Oakland Ave-Harrison Street
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Oakland Ave-Harrison Street driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Oakland Ave-Harrison Street, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Oakland Ave-Harrison Street
What Influences the Cost of Car Insurance in Oakland Ave-Harrison Street?
On average, car insurance in Oakland Ave-Harrison Street is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Oakland Ave-Harrison Street is 44 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Oakland Ave-Harrison Street are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Oakland Ave-Harrison Street is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Oakland Ave-Harrison Street is $92 per month for minimum coverage and $197 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Adams Point: Insurance costs 0.93% less
- Pill Hill: Insurance costs 8.42% more
- Grand Lake: Insurance costs 6.05% less
- Mosswood: Insurance costs 2.71% less
- Piedmont Avenue: Insurance costs 6.64% less
- Hoover-Foster: Insurance costs 3.47% more
- Downtown Oakland: Insurance costs 5.58% more
- Lakeshore-Oakland: Insurance costs 7.74% less
- Lakewide: Insurance costs 5.12% more
- San Pablo Gateway: Insurance costs 7.78% more
Neighborhoods with Similar Populations
- Verdugo Woodlands: Insurance costs 8.25% more
- Firestone-Garden Park: Insurance costs 37.14% less
- Frederickson: Insurance costs 31.39% less
- Glendale: Insurance costs 3.60% more
- Glynlea-Grove Park: Insurance costs 5.08% more
- Goldenwest: Insurance costs 4.48% less
- Gresham-North Gresham: Insurance costs 25.30% less
- Harding: Insurance costs 16.24% less
- Harris Ranch: Insurance costs 54.70% less
- Heather Gardens: Insurance costs 10.79% less