Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Hoover-Foster, Oakland, CA
We monitor insurance prices, helping the average driver in Hoover-Foster save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Hoover-Foster
The chart below shows the cheapest car insurance company in Hoover-Foster for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Hoover-Foster Insurer | Monthly Cost |
|---|---|
| Metromile | $61 |
| Geico | $69 |
| Progressive | $74 |
| Travelers | $77 |
Savings for Every Kind of Hoover-Foster Driver
Based on our extensive insurance data, we know the average Hoover-Foster driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $782 per year by choosing the right vehicle insurance company. Some Hoover-Foster residents are paying out over $2,446 extra every year for auto insurance in Hoover-Foster. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Hoover-Foster, Oakland, CA Savings / Yr. |
|---|---|
$782 |
|
$1,433 |
|
$1,133 |
|
$1,991 |
|
$1,022 |
|
$443 |
|
$0 |
Hoover-Foster Car Insurance vs. Oakland
People living in Hoover-Foster pay an average of 21.84% more than the typical driver in the state. The average driver in Hoover-Foster can expect to pay about $1,145 per year, or $2,446 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Hoover-Foster for most people.
Car Insurance Prices by Hoover-Foster Neighborhood
Insurance Prices
Where is insurance cheapest within Hoover-Foster?
The map shows insurance prices in and around Hoover-Foster, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $224 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,620 to a low of $2,396. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Central parts of Hoover-Foster.Pick the Best Car Insurance Company for You in Hoover-Foster
The best car insurance provider for most drivers in Hoover-Foster
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $782 over the average Hoover-Foster car insurance company.
The best car insurance provider for Hoover-Foster drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,433 over the competition.
The best car insurance company for Hoover-Foster drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,133 better than other car insurance companies.
The best auto insurance for Hoover-Foster drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,991 less each year.
The least expensive car insurance company for new and young drivers in Hoover-Foster
In Hoover-Foster, State Farm costs young drivers $1,022 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Hoover-Foster
Progressive gave the largest car insurance discounts to married couples, averaging $443 saved each year compared to an average Hoover-Foster couple's premiums.
The cheapest car insurance in Hoover-Foster for drivers with bad credit
The best Hoover-Foster car insurance company for customer service
Nationwide was the best company for customer service in Hoover-Foster according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Hoover-Foster, which was better than other insurers.
The cheapest large national provider in Hoover-Foster
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Hoover-Foster driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Hoover-Foster, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Hoover-Foster
What Influences the Cost of Car Insurance in Hoover-Foster?
On average, car insurance in Hoover-Foster is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Hoover-Foster is 40 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Hoover-Foster are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Hoover-Foster is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Hoover-Foster is $95 per month for minimum coverage and $204 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Pill Hill: Insurance costs 4.78% more
- McClymonds: Insurance costs 0.53% more
- Mosswood: Insurance costs 5.97% less
- Clawson: Insurance costs 2.86% less
- San Pablo Gateway: Insurance costs 4.17% more
- Longfellow: Insurance costs 0.90% less
- Oakland Ave-Harrison Street: Insurance costs 3.35% less
- Downtown Oakland: Insurance costs 2.04% more
- Temescal: Insurance costs 5.03% less
- Adams Point: Insurance costs 4.25% less
Neighborhoods with Similar Populations
- Greater South: Insurance costs 43.09% less
- Springfield Lake Shore Improvement: Insurance costs 40.47% less
- Springfield: Insurance costs 8.34% more
- Southwest Garden: Insurance costs 17.17% less
- Las Vistas: Insurance costs 24.86% less
- Houston Farms: Insurance costs 20.32% less
- Holmes-Foster Historic District: Insurance costs 42.07% less
- Holly Grove: Insurance costs 61.37% more
- Hanamaulu: Insurance costs 47.55% less
- Groves Lincoln Park: Insurance costs 26.25% less