Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Belmont Shore, Long Beach, CA
We monitor insurance prices, helping the average driver in Belmont Shore save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Belmont Shore
The chart below shows the cheapest car insurance company in Belmont Shore for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Belmont Shore Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $65 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Belmont Shore Driver
Based on our extensive insurance data, we know the average Belmont Shore driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $730 per year by choosing the right vehicle insurance company. Some Belmont Shore residents are paying out over $2,282 extra every year for auto insurance in Belmont Shore. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Belmont Shore, Long Beach, CA Savings / Yr. |
|---|---|
$730 |
|
$1,337 |
|
$1,057 |
|
$1,857 |
|
$954 |
|
$414 |
|
$0 |
Belmont Shore Car Insurance vs. Long Beach
People living in Belmont Shore pay an average of 13.66% more than the typical driver in the state. The average driver in Belmont Shore can expect to pay about $1,068 per year, or $2,282 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Belmont Shore for most people.
Car Insurance Prices by Belmont Shore Neighborhood
Insurance Prices
Where is insurance cheapest within Belmont Shore?
The map shows insurance prices in and around Belmont Shore, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $287 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,427 to a low of $2,140. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Belmont Shore.Pick the Best Car Insurance Company for You in Belmont Shore
The best car insurance provider for most drivers in Belmont Shore
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $730 over the average Belmont Shore car insurance company.
The best car insurance provider for Belmont Shore drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,337 over the competition.
The best car insurance company for Belmont Shore drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,057 better than other car insurance companies.
The best auto insurance for Belmont Shore drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,857 less each year.
The least expensive car insurance company for new and young drivers in Belmont Shore
In Belmont Shore, State Farm costs young drivers $954 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Belmont Shore
Progressive gave the largest car insurance discounts to married couples, averaging $414 saved each year compared to an average Belmont Shore couple's premiums.
The cheapest car insurance in Belmont Shore for drivers with bad credit
The best Belmont Shore car insurance company for customer service
Nationwide was the best company for customer service in Belmont Shore according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Belmont Shore, which was better than other insurers.
The cheapest large national provider in Belmont Shore
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Belmont Shore driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Belmont Shore, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Belmont Shore
What Influences the Cost of Car Insurance in Belmont Shore?
On average, car insurance in Belmont Shore is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Belmont Shore is 43 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Belmont Shore are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Belmont Shore is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Belmont Shore is $89 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Naples-Marina Area: Insurance costs 5.52% less
- Belmont Heights: Insurance costs 2.98% more
- East Side: Insurance costs 4.16% more
- Park Estates: Insurance costs 2.02% less
- State College Area: Insurance costs 7.93% less
- Circle Area: Insurance costs 2.41% more
- Los Altos: Insurance costs 6.70% less
- Downtown Long Beach: Insurance costs 7.36% more
- Poly High District: Insurance costs 6.97% more
- The Plaza: Insurance costs 6.00% less
Neighborhoods with Similar Populations
- Highview: Insurance costs 3.20% less
- Westlake Village Area-Los Angeles: Insurance costs 9.51% less
- Triple Creek: Insurance costs 24.19% less
- Midtown Harrisburg: Insurance costs 38.43% less
- Londontowne: Insurance costs 19.81% less
- Central Santa Cruz: Insurance costs 12.62% less
- Brighton Heights: Insurance costs 36.50% less
- Adams Crossroads: Insurance costs 10.04% less
- Solivita: Insurance costs 16.43% more
- Read Blvd East: Insurance costs 78.44% more