Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Circle Area, Long Beach, CA
We monitor insurance prices, helping the average driver in Circle Area save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Circle Area
The chart below shows the cheapest car insurance company in Circle Area for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Circle Area Insurer | Monthly Cost |
|---|---|
| Metromile | $59 |
| Geico | $66 |
| Progressive | $71 |
| Travelers | $73 |
Savings for Every Kind of Circle Area Driver
Based on our extensive insurance data, we know the average Circle Area driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $747 per year by choosing the right vehicle insurance company. Some Circle Area residents are paying out over $2,337 extra every year for auto insurance in Circle Area. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Circle Area, Long Beach, CA Savings / Yr. |
|---|---|
$747 |
|
$1,368 |
|
$1,082 |
|
$1,901 |
|
$976 |
|
$424 |
|
$0 |
Circle Area Car Insurance vs. Long Beach
People living in Circle Area pay an average of 16.37% more than the typical driver in the state. The average driver in Circle Area can expect to pay about $1,094 per year, or $2,337 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Circle Area for most people.
Car Insurance Prices by Circle Area Neighborhood
Insurance Prices
Where is insurance cheapest within Circle Area?
The map shows insurance prices in and around Circle Area, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $449 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,489 to a low of $2,040. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Circle Area.Pick the Best Car Insurance Company for You in Circle Area
The best car insurance provider for most drivers in Circle Area
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $747 over the average Circle Area car insurance company.
The best car insurance provider for Circle Area drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,368 over the competition.
The best car insurance company for Circle Area drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,082 better than other car insurance companies.
The best auto insurance for Circle Area drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,901 less each year.
The least expensive car insurance company for new and young drivers in Circle Area
In Circle Area, State Farm costs young drivers $976 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Circle Area
Progressive gave the largest car insurance discounts to married couples, averaging $424 saved each year compared to an average Circle Area couple's premiums.
The cheapest car insurance in Circle Area for drivers with bad credit
The best Circle Area car insurance company for customer service
Nationwide was the best company for customer service in Circle Area according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Circle Area, which was better than other insurers.
The cheapest large national provider in Circle Area
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Circle Area driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Circle Area, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Circle Area
What Influences the Cost of Car Insurance in Circle Area?
On average, car insurance in Circle Area is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Circle Area is 35 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Circle Area are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Circle Area has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Circle Area is $91 per month for minimum coverage and $195 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- East Side: Insurance costs 1.71% more
- Park Estates: Insurance costs 4.32% less
- Belmont Heights: Insurance costs 0.56% more
- Poly High District: Insurance costs 4.45% more
- Los Altos: Insurance costs 8.90% less
- Belmont Shore: Insurance costs 2.35% less
- Downtown Long Beach: Insurance costs 4.84% more
- State College Area: Insurance costs 10.10% less
- City College Area: Insurance costs 8.09% less
- Wrigley: Insurance costs 4.84% more
Neighborhoods with Similar Populations
- West Bloomington: Insurance costs 29.70% less
- Alexandria Wrest: Insurance costs 39.97% less
- Wynnefield: Insurance costs 26.14% less
- Wissanoning: Insurance costs 28.54% less
- Suitland-Silver Hill: Insurance costs 3.98% more
- Stapleton: Insurance costs 10.18% less
- South Central Omaha: Insurance costs 39.67% less
- Reynolds Corners: Insurance costs 50.15% less
- Little Haiti: Insurance costs 57.68% more
- Hyde Park: Insurance costs 22.64% less