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Get Cheap Car Insurance in Park Estates, Long Beach, CA
We monitor insurance prices, helping the average driver in Park Estates save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Park Estates
The chart below shows the cheapest car insurance company in Park Estates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Park Estates Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Park Estates Driver
Based on our extensive insurance data, we know the average Park Estates driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $715 per year by choosing the right vehicle insurance company. Some Park Estates residents are paying out over $2,236 extra every year for auto insurance in Park Estates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Park Estates, Long Beach, CA Savings / Yr. |
|---|---|
$715 |
|
$1,310 |
|
$1,036 |
|
$1,820 |
|
$934 |
|
$405 |
|
$0 |
Park Estates Car Insurance vs. Long Beach
People living in Park Estates pay an average of 11.37% more than the typical driver in the state. The average driver in Park Estates can expect to pay about $1,047 per year, or $2,236 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Park Estates for most people.
Car Insurance Prices by Park Estates Neighborhood
Insurance Prices
Where is insurance cheapest within Park Estates?
The map shows insurance prices in and around Park Estates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $339 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,397 to a low of $2,058. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the East parts of Park Estates.Pick the Best Car Insurance Company for You in Park Estates
The best car insurance provider for most drivers in Park Estates
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $715 over the average Park Estates car insurance company.
The best car insurance provider for Park Estates drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,310 over the competition.
The best car insurance company for Park Estates drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,036 better than other car insurance companies.
The best auto insurance for Park Estates drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,820 less each year.
The least expensive car insurance company for new and young drivers in Park Estates
In Park Estates, State Farm costs young drivers $934 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Park Estates
Progressive gave the largest car insurance discounts to married couples, averaging $405 saved each year compared to an average Park Estates couple's premiums.
The cheapest car insurance in Park Estates for drivers with bad credit
The best Park Estates car insurance company for customer service
Nationwide was the best company for customer service in Park Estates according to the NAIC.
Recent price drops
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The cheapest large national provider in Park Estates
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Park Estates driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Park Estates, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Park Estates
What Influences the Cost of Car Insurance in Park Estates?
On average, car insurance in Park Estates is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Park Estates is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Park Estates are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Park Estates is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Park Estates is $87 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- State College Area: Insurance costs 6.04% less
- Los Altos: Insurance costs 4.79% less
- Circle Area: Insurance costs 4.52% more
- East Side: Insurance costs 6.31% more
- Belmont Shore: Insurance costs 2.06% more
- Naples-Marina Area: Insurance costs 3.58% less
- Belmont Heights: Insurance costs 5.10% more
- The Plaza: Insurance costs 4.07% less
- City College Area: Insurance costs 3.94% less
- Poly High District: Insurance costs 9.17% more
Neighborhoods with Similar Populations
- Golden Valley: Insurance costs 47.05% less
- Tice: Insurance costs 29.03% more
- Three Points: Insurance costs 20.26% less
- Three Chopt: Insurance costs 46.20% less
- Thousand Oaks: Insurance costs 12.52% less
- Summit Heights: Insurance costs 0.04% less
- South Plaza: Insurance costs 15.16% less
- South Main Street Historic District: Insurance costs 45.57% less
- South Hill: Insurance costs 37.34% less
- South Coast: Insurance costs 5.86% less