Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Little Haiti, Miami, FL
We monitor insurance prices, helping the average driver in Little Haiti save up to 34.6% on car insurance.
The Cheapest Minimum Coverage in Little Haiti
The chart below shows the cheapest car insurance company in Little Haiti for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Geico, followed by State Farm, Gainsco, and Bristol West.
| Little Haiti Insurer | Monthly Cost |
|---|---|
| Geico | $176 |
| State Farm | $187 |
| Gainsco | $244 |
| Bristol West | $244 |
Savings for Every Kind of Little Haiti Driver
Based on our extensive insurance data, we know the average Little Haiti driver will save about 29% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,078 per year by choosing the right vehicle insurance company. Some Little Haiti residents are paying out over $3,685 extra every year for auto insurance in Little Haiti. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Little Haiti, Miami, FL Savings / Yr. |
|---|---|
$1,078 |
|
$1,583 |
|
$1,218 |
|
$1,205 |
|
$3,829 |
|
$1,046 |
|
$1,525 |
Little Haiti Car Insurance vs. Miami
People living in Little Haiti pay an average of 39.49% more than the typical driver in the state. The average driver in Little Haiti can expect to pay about $3,365 per year, or $3,685 for full coverage.
Based on our analysis, Geico will be the cheapest provider in Little Haiti for most people.
Car Insurance Prices by Little Haiti Neighborhood
Insurance Prices
Where is insurance cheapest within Little Haiti?
The map shows insurance prices in and around Little Haiti, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $794 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,882 to a low of $3,088. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Little Haiti.Pick the Best Car Insurance Company for You in Little Haiti
The best car insurance provider for most drivers in Little Haiti
For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $1,078 over the average Little Haiti car insurance company.
The best car insurance provider for Little Haiti drivers with accidents on their records
In our analysis, Geico saved the average person who had been in an accident the most, with annual savings averaging $1,583 over the competition.
The best car insurance company for Little Haiti drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $1,218 better than other car insurance companies.
The best auto insurance for Little Haiti drivers with a DUI conviction
Getting a quote from Geico may cost the average person with a DUI about $1,205 less each year.
The least expensive car insurance company for new and young drivers in Little Haiti
In Little Haiti, Geico costs young drivers $3,829 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Little Haiti
Geico gave the largest car insurance discounts to married couples, averaging $1,046 saved each year compared to an average Little Haiti couple's premiums.
The cheapest car insurance in Little Haiti for drivers with bad credit
The best Little Haiti car insurance company for customer service
Allstate was the best company for customer service in Little Haiti according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Little Haiti, which was better than other insurers.
The cheapest large national provider in Little Haiti
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Little Haiti driver can expect to pay about $156 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Little Haiti, USAA has the best prices for good drivers, drivers with accidents, and drivers with speeding tickets.Auto Insurance Prices in and Around Little Haiti
What Influences the Cost of Car Insurance in Little Haiti?
On average, car insurance in Little Haiti is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Little Haiti is 41 minutes, which is far more than average for a driver in the city.
- Florida state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Little Haiti are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
- Little Haiti is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Little Haiti is $280 per month for minimum coverage and $307 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Upper Eastside: Insurance costs 10.18% less
- Model City: Insurance costs 0.08% less
- Wynwood: Insurance costs 9.31% less
- Allapattah: Insurance costs 1.14% less
- Overtown: Insurance costs 2.04% less
- Downtown Miami: Insurance costs 11.42% less
- Normandy Isles: Insurance costs 10.80% less
- Bayshore: Insurance costs 14.36% less
- Little Havana: Insurance costs 2.69% less
- Oceanfront: Insurance costs 13.95% less
Neighborhoods with Similar Populations
- Anthem: Insurance costs 33.70% less
- Brentwood: Insurance costs 33.79% less
- West Side: Insurance costs 36.69% less
- Bull Mountain: Insurance costs 55.47% less
- Clintonville: Insurance costs 67.76% less
- South Boulevard Park Row: Insurance costs 42.06% less
- Reynolds Corners: Insurance costs 68.39% less
- Northeast: Insurance costs 57.42% less
- Midtown Atlanta: Insurance costs 46.59% less
- Wynnefield: Insurance costs 53.16% less