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Get Cheap Car Insurance in Dimond, Oakland, CA
We monitor insurance prices, helping the average driver in Dimond save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Dimond
The chart below shows the cheapest car insurance company in Dimond for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Dimond Insurer | Monthly Cost |
|---|---|
| Metromile | $57 |
| Geico | $64 |
| Progressive | $69 |
| Travelers | $71 |
Savings for Every Kind of Dimond Driver
Based on our extensive insurance data, we know the average Dimond driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $723 per year by choosing the right vehicle insurance company. Some Dimond residents are paying out over $2,262 extra every year for auto insurance in Dimond. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dimond, Oakland, CA Savings / Yr. |
|---|---|
$723 |
|
$1,325 |
|
$1,047 |
|
$1,840 |
|
$945 |
|
$410 |
|
$0 |
Dimond Car Insurance vs. Oakland
People living in Dimond pay an average of 12.63% more than the typical driver in the state. The average driver in Dimond can expect to pay about $1,059 per year, or $2,262 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Dimond for most people.
Car Insurance Prices by Dimond Neighborhood
Insurance Prices
Where is insurance cheapest within Dimond?
The map shows insurance prices in and around Dimond, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $400 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,475 to a low of $2,075. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the North parts of Dimond.Pick the Best Car Insurance Company for You in Dimond
The best car insurance provider for most drivers in Dimond
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $723 over the average Dimond car insurance company.
The best car insurance provider for Dimond drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,325 over the competition.
The best car insurance company for Dimond drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,047 better than other car insurance companies.
The best auto insurance for Dimond drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,840 less each year.
The least expensive car insurance company for new and young drivers in Dimond
In Dimond, State Farm costs young drivers $945 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dimond
Progressive gave the largest car insurance discounts to married couples, averaging $410 saved each year compared to an average Dimond couple's premiums.
The cheapest car insurance in Dimond for drivers with bad credit
The best Dimond car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dimond
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Dimond driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dimond, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Dimond
What Influences the Cost of Car Insurance in Dimond?
On average, car insurance in Dimond is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Dimond is 45 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dimond are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Dimond is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Dimond is $88 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Upper Dimond: Insurance costs 1.41% less
- Glenview: Insurance costs 5.66% less
- Laurel: Insurance costs 0.49% more
- Allendale: Insurance costs 5.84% more
- Lynn-Highland Park: Insurance costs 2.96% more
- Reservoir Hills: Insurance costs 5.92% more
- Upper Laurel: Insurance costs 1.24% more
- Highland Terrace: Insurance costs 4.51% more
- Fruitvale Station: Insurance costs 8.31% more
- Redwood Heights: Insurance costs 4.77% less
Neighborhoods with Similar Populations
- Quintana Community: Insurance costs 10.26% less
- Brighton Heights: Insurance costs 35.94% less
- West Meade: Insurance costs 36.38% less
- Central Carrollton: Insurance costs 14.50% less
- Central Santa Cruz: Insurance costs 11.85% less
- Cherry Hill: Insurance costs 6.68% more
- Chinatown: Insurance costs 51.59% more
- Walnut Village: Insurance costs 7.69% less
- Twin Lakes: Insurance costs 4.33% less
- Triple Creek: Insurance costs 23.52% less