Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Upper Dimond, Oakland, CA
We monitor insurance prices, helping the average driver in Upper Dimond save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Upper Dimond
The chart below shows the cheapest car insurance company in Upper Dimond for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Upper Dimond Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Upper Dimond Driver
Based on our extensive insurance data, we know the average Upper Dimond driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $713 per year by choosing the right vehicle insurance company. Some Upper Dimond residents are paying out over $2,230 extra every year for auto insurance in Upper Dimond. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Upper Dimond, Oakland, CA Savings / Yr. |
|---|---|
$713 |
|
$1,306 |
|
$1,033 |
|
$1,814 |
|
$932 |
|
$404 |
|
$0 |
Upper Dimond Car Insurance vs. Oakland
People living in Upper Dimond pay an average of 11.05% more than the typical driver in the state. The average driver in Upper Dimond can expect to pay about $1,044 per year, or $2,230 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Upper Dimond for most people.
Car Insurance Prices by Upper Dimond Neighborhood
Insurance Prices
Where is insurance cheapest within Upper Dimond?
The map shows insurance prices in and around Upper Dimond, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $225 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,269 to a low of $2,044. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of Upper Dimond.Pick the Best Car Insurance Company for You in Upper Dimond
The best car insurance provider for most drivers in Upper Dimond
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $713 over the average Upper Dimond car insurance company.
The best car insurance provider for Upper Dimond drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,306 over the competition.
The best car insurance company for Upper Dimond drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,033 better than other car insurance companies.
The best auto insurance for Upper Dimond drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,814 less each year.
The least expensive car insurance company for new and young drivers in Upper Dimond
In Upper Dimond, State Farm costs young drivers $932 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Upper Dimond
Progressive gave the largest car insurance discounts to married couples, averaging $404 saved each year compared to an average Upper Dimond couple's premiums.
The cheapest car insurance in Upper Dimond for drivers with bad credit
The best Upper Dimond car insurance company for customer service
Nationwide was the best company for customer service in Upper Dimond according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Upper Dimond, which was better than other insurers.
The cheapest large national provider in Upper Dimond
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Upper Dimond driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Upper Dimond, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Upper Dimond
What Influences the Cost of Car Insurance in Upper Dimond?
On average, car insurance in Upper Dimond is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Upper Dimond is 45 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Upper Dimond are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Upper Dimond is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Upper Dimond is $87 per month for minimum coverage and $186 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Dimond: Insurance costs 1.43% more
- Laurel: Insurance costs 1.93% more
- Glenview: Insurance costs 4.30% less
- Allendale: Insurance costs 7.35% more
- Upper Laurel: Insurance costs 2.69% more
- Redwood Heights: Insurance costs 3.41% less
- Lynn-Highland Park: Insurance costs 4.44% more
- Reservoir Hills: Insurance costs 7.44% more
- Trestle Glen: Insurance costs 1.03% less
- Highland Terrace: Insurance costs 6.01% more
Neighborhoods with Similar Populations
- Colonial Heights: Insurance costs 24.08% less
- Glendale: Insurance costs 50.76% less
- Wester: Insurance costs 20.49% less
- Madison Area: Insurance costs 55.11% more
- Minikahda Vista: Insurance costs 24.57% less
- Mission Ridge: Insurance costs 23.63% less
- Navco: Insurance costs 21.93% less
- Old West Tampa: Insurance costs 41.30% more
- Wentworth Estates: Insurance costs 6.37% more
- Palm Springs: Insurance costs 21.03% less