Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Allendale, Oakland, CA
We monitor insurance prices, helping the average driver in Allendale save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Allendale
The chart below shows the cheapest car insurance company in Allendale for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Allendale Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| Geico | $68 |
| Progressive | $73 |
| Travelers | $75 |
Savings for Every Kind of Allendale Driver
Based on our extensive insurance data, we know the average Allendale driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $765 per year by choosing the right vehicle insurance company. Some Allendale residents are paying out over $2,394 extra every year for auto insurance in Allendale. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Allendale, Oakland, CA Savings / Yr. |
|---|---|
$765 |
|
$1,402 |
|
$1,109 |
|
$1,948 |
|
$1,000 |
|
$434 |
|
$0 |
Allendale Car Insurance vs. Oakland
People living in Allendale pay an average of 19.21% more than the typical driver in the state. The average driver in Allendale can expect to pay about $1,121 per year, or $2,394 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Allendale for most people.
Car Insurance Prices by Allendale Neighborhood
Insurance Prices
Where is insurance cheapest within Allendale?
The map shows insurance prices in and around Allendale, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $236 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,475 to a low of $2,239. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the East parts of Allendale.Pick the Best Car Insurance Company for You in Allendale
The best car insurance provider for most drivers in Allendale
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $765 over the average Allendale car insurance company.
The best car insurance provider for Allendale drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,402 over the competition.
The best car insurance company for Allendale drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,109 better than other car insurance companies.
The best auto insurance for Allendale drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,948 less each year.
The least expensive car insurance company for new and young drivers in Allendale
In Allendale, State Farm costs young drivers $1,000 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Allendale
Progressive gave the largest car insurance discounts to married couples, averaging $434 saved each year compared to an average Allendale couple's premiums.
The cheapest car insurance in Allendale for drivers with bad credit
The best Allendale car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Allendale, which was better than other insurers.
The cheapest large national provider in Allendale
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Allendale driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Allendale, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Allendale
What Influences the Cost of Car Insurance in Allendale?
On average, car insurance in Allendale is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Allendale is 37 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Allendale are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Allendale is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Allendale is $93 per month for minimum coverage and $199 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Laurel: Insurance costs 5.05% less
- Upper Laurel: Insurance costs 4.34% less
- Dimond: Insurance costs 5.51% less
- Upper Dimond: Insurance costs 6.85% less
- Redwood Heights: Insurance costs 10.03% less
- Fruitvale Station: Insurance costs 2.34% more
- Melrose: Insurance costs 1.63% less
- Seminary: Insurance costs 0.79% less
- Reservoir Hills: Insurance costs 0.08% more
- Lynn-Highland Park: Insurance costs 2.72% less
Neighborhoods with Similar Populations
- Westies: Insurance costs 52.01% less
- Canfield Manor: Insurance costs 40.60% more
- Friends of Friedrich Wilderness Park: Insurance costs 29.74% less
- Greenfield: Insurance costs 11.28% less
- Roselawn: Insurance costs 7.94% less
- Riviera Bay: Insurance costs 16.54% more
- Bunker Hill: Insurance costs 44.15% less
- Oak Park: Insurance costs 49.21% less
- North Hill: Insurance costs 52.72% less
- Miller Creek: Insurance costs 36.97% less