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Get Cheap Car Insurance in North Hill, Springfield, OH
We monitor insurance prices, helping the average driver in North Hill save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in North Hill
The chart below shows the cheapest car insurance company in North Hill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Safeco Insurance, Travelers, and Mile Auto.
| North Hill Insurer | Monthly Cost |
|---|---|
| State Farm | $46 |
| Safeco Insurance | $48 |
| Travelers | $49 |
| Mile Auto | $51 |
Savings for Every Kind of North Hill Driver
Based on our extensive insurance data, we know the average North Hill driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $299 per year by choosing the right vehicle insurance company. Some North Hill residents are paying out over $1,132 extra every year for auto insurance in North Hill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
North Hill, Springfield, OH Savings / Yr. |
|---|---|
$299 |
|
$508 |
|
$430 |
|
$459 |
|
$1,098 |
|
$312 |
|
$438 |
North Hill Car Insurance vs. Springfield
People living in North Hill pay an average of 0.67% more than the typical driver in the state. The average driver in North Hill can expect to pay about $764 per year, or $1,132 for full coverage.
Based on our analysis, Mile Auto will be the cheapest provider in North Hill for most people.
Car Insurance Prices by North Hill Neighborhood
Insurance Prices
Where is insurance cheapest within North Hill?
The map shows insurance prices in and around North Hill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $145 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,228 to a low of $1,083. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the North parts of North Hill.Pick the Best Car Insurance Company for You in North Hill
The best car insurance provider for most drivers in North Hill
For drivers with clean driving records and no major strikes, Mile Auto is the best option, with annual savings of $299 over the average North Hill car insurance company.
The best car insurance provider for North Hill drivers with accidents on their records
In our analysis, Gainsco saved the average person who had been in an accident the most, with annual savings averaging $508 over the competition.
The best car insurance company for North Hill drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $430 better than other car insurance companies.
The best auto insurance for North Hill drivers with a DUI conviction
Getting a quote from Gainsco may cost the average person with a DUI about $459 less each year.
The least expensive car insurance company for new and young drivers in North Hill
In North Hill, Geico costs young drivers $1,098 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in North Hill
State Farm gave the largest car insurance discounts to married couples, averaging $312 saved each year compared to an average North Hill couple's premiums.
The cheapest car insurance in North Hill for drivers with bad credit
The best North Hill car insurance company for customer service
Nationwide was the best company for customer service in North Hill according to the NAIC.
Recent price drops
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The cheapest large national provider in North Hill
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average North Hill driver can expect to pay about $76 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In North Hill, USAA has the best prices for young drivers, drivers with bad credit, drivers with speeding tickets, drivers with accidents, good drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around North Hill
What Influences the Cost of Car Insurance in North Hill?
On average, car insurance in North Hill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Ohio state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in North Hill are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- North Hill is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in North Hill is $64 per month for minimum coverage and $94 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Ridgewood: Insurance costs 2.21% less
- Lagonda: Insurance costs 2.56% more
- South Fountain Avenue Historic District: Insurance costs 3.53% more
- Pheasant Hill: Insurance costs 0.62% less
- Forest Ridge-Quail Hollow: Insurance costs 4.15% more
- London Historic District: Insurance costs 1.41% less
- Wright View: Insurance costs 6.89% more
- Eastern Hills: Insurance costs 2.74% more
- Old North Dayton: Insurance costs 12.10% more
- Burkhardt: Insurance costs 7.69% more
Neighborhoods with Similar Populations
- Alamosa: Insurance costs 52.92% more
- Zach White: Insurance costs 75.53% more
- Ybor City: Insurance costs 168.90% more
- Wrightsboro: Insurance costs 11.75% more
- West Southwest 3: Insurance costs 35.42% more
- Dutchtown: Insurance costs 147.53% more
- Downtown Thousand Oaks: Insurance costs 90.81% more
- Downtown Omaha: Insurance costs 37.10% more
- Downtown Kent: Insurance costs 3.09% less
- Dignowity Hill: Insurance costs 79.06% more