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Get Cheap Car Insurance in Redwood Heights, Oakland, CA
We monitor insurance prices, helping the average driver in Redwood Heights save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Redwood Heights
The chart below shows the cheapest car insurance company in Redwood Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Redwood Heights Insurer | Monthly Cost |
|---|---|
| Metromile | $54 |
| Geico | $61 |
| Progressive | $65 |
| Travelers | $67 |
Savings for Every Kind of Redwood Heights Driver
Based on our extensive insurance data, we know the average Redwood Heights driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $689 per year by choosing the right vehicle insurance company. Some Redwood Heights residents are paying out over $2,154 extra every year for auto insurance in Redwood Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Redwood Heights, Oakland, CA Savings / Yr. |
|---|---|
$689 |
|
$1,262 |
|
$998 |
|
$1,753 |
|
$900 |
|
$391 |
|
$0 |
Redwood Heights Car Insurance vs. Oakland
People living in Redwood Heights pay an average of 7.28% more than the typical driver in the state. The average driver in Redwood Heights can expect to pay about $1,008 per year, or $2,154 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Redwood Heights for most people.
Car Insurance Prices by Redwood Heights Neighborhood
Insurance Prices
Where is insurance cheapest within Redwood Heights?
The map shows insurance prices in and around Redwood Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $228 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,272 to a low of $2,044. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Redwood Heights.Pick the Best Car Insurance Company for You in Redwood Heights
The best car insurance provider for most drivers in Redwood Heights
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $689 over the average Redwood Heights car insurance company.
The best car insurance provider for Redwood Heights drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,262 over the competition.
The best car insurance company for Redwood Heights drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $998 better than other car insurance companies.
The best auto insurance for Redwood Heights drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,753 less each year.
The least expensive car insurance company for new and young drivers in Redwood Heights
In Redwood Heights, State Farm costs young drivers $900 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Redwood Heights
Progressive gave the largest car insurance discounts to married couples, averaging $391 saved each year compared to an average Redwood Heights couple's premiums.
The cheapest car insurance in Redwood Heights for drivers with bad credit
The best Redwood Heights car insurance company for customer service
Nationwide was the best company for customer service in Redwood Heights according to the NAIC.
Recent price drops
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The cheapest large national provider in Redwood Heights
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Redwood Heights driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Redwood Heights, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Redwood Heights
What Influences the Cost of Car Insurance in Redwood Heights?
On average, car insurance in Redwood Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Redwood Heights is 47 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Redwood Heights are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Redwood Heights has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Redwood Heights is $84 per month for minimum coverage and $180 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Upper Laurel: Insurance costs 6.31% more
- Laurel: Insurance costs 5.52% more
- Allendale: Insurance costs 11.14% more
- Upper Dimond: Insurance costs 3.53% more
- Dimond: Insurance costs 5.01% more
- Millsmont: Insurance costs 11.37% more
- Seminary: Insurance costs 10.26% more
- Caballo Hills: Insurance costs 3.95% more
- Melrose: Insurance costs 9.33% more
- Glenview: Insurance costs 0.93% less
Neighborhoods with Similar Populations
- Eastwood Hills: Insurance costs 2.92% less
- Groves Lincoln Park: Insurance costs 16.25% less
- Greeneville Historic District: Insurance costs 6.31% more
- Fourth Street Historic District: Insurance costs 49.68% less
- Foothills: Insurance costs 6.36% less
- Fairlawn: Insurance costs 22.84% more
- Fair Oaks: Insurance costs 3.48% less
- Euclid-Green: Insurance costs 35.89% less
- Ellsworth Springs: Insurance costs 30.27% less
- Eldorado Heights: Insurance costs 17.83% less