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Get Cheap Car Insurance in Caballo Hills, Oakland, CA
We monitor insurance prices, helping the average driver in Caballo Hills save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Caballo Hills
The chart below shows the cheapest car insurance company in Caballo Hills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Caballo Hills Insurer | Monthly Cost |
|---|---|
| Metromile | $56 |
| Geico | $63 |
| Progressive | $68 |
| Travelers | $70 |
Savings for Every Kind of Caballo Hills Driver
Based on our extensive insurance data, we know the average Caballo Hills driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $716 per year by choosing the right vehicle insurance company. Some Caballo Hills residents are paying out over $2,239 extra every year for auto insurance in Caballo Hills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Caballo Hills, Oakland, CA Savings / Yr. |
|---|---|
$716 |
|
$1,312 |
|
$1,037 |
|
$1,822 |
|
$936 |
|
$406 |
|
$0 |
Caballo Hills Car Insurance vs. Oakland
People living in Caballo Hills pay an average of 11.52% more than the typical driver in the state. The average driver in Caballo Hills can expect to pay about $1,048 per year, or $2,239 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Caballo Hills for most people.
Car Insurance Prices by Caballo Hills Neighborhood
Insurance Prices
Where is insurance cheapest within Caballo Hills?
The map shows insurance prices in and around Caballo Hills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $467 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,435 to a low of $1,968. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northwest parts of Caballo Hills.Pick the Best Car Insurance Company for You in Caballo Hills
The best car insurance provider for most drivers in Caballo Hills
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $716 over the average Caballo Hills car insurance company.
The best car insurance provider for Caballo Hills drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,312 over the competition.
The best car insurance company for Caballo Hills drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,037 better than other car insurance companies.
The best auto insurance for Caballo Hills drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,822 less each year.
The least expensive car insurance company for new and young drivers in Caballo Hills
In Caballo Hills, State Farm costs young drivers $936 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Caballo Hills
Progressive gave the largest car insurance discounts to married couples, averaging $406 saved each year compared to an average Caballo Hills couple's premiums.
The cheapest car insurance in Caballo Hills for drivers with bad credit
The best Caballo Hills car insurance company for customer service
Nationwide was the best company for customer service in Caballo Hills according to the NAIC.
Recent price drops
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The cheapest large national provider in Caballo Hills
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Caballo Hills driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Caballo Hills, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Caballo Hills
What Influences the Cost of Car Insurance in Caballo Hills?
On average, car insurance in Caballo Hills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Caballo Hills is 44 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Caballo Hills are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Caballo Hills has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Caballo Hills is $87 per month for minimum coverage and $187 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Millsmont: Insurance costs 7.15% more
- Eastmont: Insurance costs 9.96% more
- Sequoyah: Insurance costs 3.84% more
- Redwood Heights: Insurance costs 3.80% less
- Arroyo Viejo: Insurance costs 9.92% more
- Seminary: Insurance costs 6.07% more
- Castlemont: Insurance costs 8.53% more
- Upper Laurel: Insurance costs 2.28% more
- Webster: Insurance costs 9.51% more
- Fitchburg: Insurance costs 11.88% more
Neighborhoods with Similar Populations
- Crescent Area Historic District: Insurance costs 5.14% more
- Downtown Columbus: Insurance costs 15.50% less
- Downtown Chattanooga: Insurance costs 28.14% less
- Santiam: Insurance costs 34.30% less
- Shady Park Neighbourhood: Insurance costs 30.28% more
- Douglas: Insurance costs 39.04% less
- Dixon: Insurance costs 33.63% less
- Shingle Creek: Insurance costs 10.50% less
- Norton Commons: Insurance costs 4.87% less
- Salisbury Point: Insurance costs 28.94% less