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Get Cheap Car Insurance in Arroyo Viejo, Oakland, CA
We monitor insurance prices, helping the average driver in Arroyo Viejo save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Arroyo Viejo
The chart below shows the cheapest car insurance company in Arroyo Viejo for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Arroyo Viejo Insurer | Monthly Cost |
|---|---|
| Metromile | $62 |
| Geico | $70 |
| Progressive | $75 |
| Travelers | $77 |
Savings for Every Kind of Arroyo Viejo Driver
Based on our extensive insurance data, we know the average Arroyo Viejo driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $787 per year by choosing the right vehicle insurance company. Some Arroyo Viejo residents are paying out over $2,461 extra every year for auto insurance in Arroyo Viejo. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Arroyo Viejo, Oakland, CA Savings / Yr. |
|---|---|
$787 |
|
$1,441 |
|
$1,140 |
|
$2,003 |
|
$1,028 |
|
$446 |
|
$0 |
Arroyo Viejo Car Insurance vs. Oakland
People living in Arroyo Viejo pay an average of 22.57% more than the typical driver in the state. The average driver in Arroyo Viejo can expect to pay about $1,152 per year, or $2,461 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Arroyo Viejo for most people.
Car Insurance Prices by Arroyo Viejo Neighborhood
Insurance Prices
Where is insurance cheapest within Arroyo Viejo?
The map shows insurance prices in and around Arroyo Viejo, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $211 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,624 to a low of $2,413. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northeast parts of Arroyo Viejo.Pick the Best Car Insurance Company for You in Arroyo Viejo
The best car insurance provider for most drivers in Arroyo Viejo
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $787 over the average Arroyo Viejo car insurance company.
The best car insurance provider for Arroyo Viejo drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,441 over the competition.
The best car insurance company for Arroyo Viejo drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,140 better than other car insurance companies.
The best auto insurance for Arroyo Viejo drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $2,003 less each year.
The least expensive car insurance company for new and young drivers in Arroyo Viejo
In Arroyo Viejo, State Farm costs young drivers $1,028 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Arroyo Viejo
Progressive gave the largest car insurance discounts to married couples, averaging $446 saved each year compared to an average Arroyo Viejo couple's premiums.
The cheapest car insurance in Arroyo Viejo for drivers with bad credit
The best Arroyo Viejo car insurance company for customer service
Nationwide was the best company for customer service in Arroyo Viejo according to the NAIC.
Recent price drops
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The cheapest large national provider in Arroyo Viejo
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Arroyo Viejo driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Arroyo Viejo, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Arroyo Viejo
What Influences the Cost of Car Insurance in Arroyo Viejo?
On average, car insurance in Arroyo Viejo is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Arroyo Viejo is 36 minutes, which is about the national average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Arroyo Viejo are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Arroyo Viejo is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Arroyo Viejo is $96 per month for minimum coverage and $205 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Fitchburg: Insurance costs 1.79% more
- Webster: Insurance costs 0.37% less
- Eastmont: Insurance costs 0.04% more
- Highland: Insurance costs 2.93% less
- Coliseum: Insurance costs 0.12% more
- Castlemont: Insurance costs 1.26% less
- Cox: Insurance costs 2.19% less
- Seminary: Insurance costs 3.49% less
- Elmhurst Park: Insurance costs 3.98% less
- Millsmont: Insurance costs 2.52% less
Neighborhoods with Similar Populations
- Alamance Hills: Insurance costs 45.06% less
- Rockfish: Insurance costs 45.31% less
- Greenfield Courthouse Square Historic District: Insurance costs 51.40% less
- Longbrook Estates: Insurance costs 29.05% less
- Huffman: Insurance costs 25.88% less
- Brighton Historic District: Insurance costs 54.16% less
- Mount Carmel: Insurance costs 22.35% more
- Millside Heights: Insurance costs 26.05% less
- Madison Park: Insurance costs 34.30% less
- Lynn Lane: Insurance costs 27.55% less