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Get Cheap Car Insurance in Millsmont, Oakland, CA
We monitor insurance prices, helping the average driver in Millsmont save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Millsmont
The chart below shows the cheapest car insurance company in Millsmont for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Millsmont Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| Geico | $68 |
| Progressive | $73 |
| Travelers | $75 |
Savings for Every Kind of Millsmont Driver
Based on our extensive insurance data, we know the average Millsmont driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $767 per year by choosing the right vehicle insurance company. Some Millsmont residents are paying out over $2,399 extra every year for auto insurance in Millsmont. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Millsmont, Oakland, CA Savings / Yr. |
|---|---|
$767 |
|
$1,405 |
|
$1,111 |
|
$1,952 |
|
$1,002 |
|
$435 |
|
$0 |
Millsmont Car Insurance vs. Oakland
People living in Millsmont pay an average of 19.46% more than the typical driver in the state. The average driver in Millsmont can expect to pay about $1,123 per year, or $2,399 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Millsmont for most people.
Car Insurance Prices by Millsmont Neighborhood
Insurance Prices
Where is insurance cheapest within Millsmont?
The map shows insurance prices in and around Millsmont, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $497 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,528 to a low of $2,031. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Millsmont.Pick the Best Car Insurance Company for You in Millsmont
The best car insurance provider for most drivers in Millsmont
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $767 over the average Millsmont car insurance company.
The best car insurance provider for Millsmont drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,405 over the competition.
The best car insurance company for Millsmont drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,111 better than other car insurance companies.
The best auto insurance for Millsmont drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,952 less each year.
The least expensive car insurance company for new and young drivers in Millsmont
In Millsmont, State Farm costs young drivers $1,002 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Millsmont
Progressive gave the largest car insurance discounts to married couples, averaging $435 saved each year compared to an average Millsmont couple's premiums.
The cheapest car insurance in Millsmont for drivers with bad credit
The best Millsmont car insurance company for customer service
Recent price drops
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The cheapest large national provider in Millsmont
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Millsmont driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Millsmont, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Millsmont
What Influences the Cost of Car Insurance in Millsmont?
On average, car insurance in Millsmont is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Millsmont is 48 minutes, which is far more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Millsmont are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Millsmont is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Millsmont is $94 per month for minimum coverage and $200 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Eastmont: Insurance costs 2.63% more
- Caballo Hills: Insurance costs 6.67% less
- Seminary: Insurance costs 1.00% less
- Arroyo Viejo: Insurance costs 2.58% more
- Redwood Heights: Insurance costs 10.21% less
- Upper Laurel: Insurance costs 4.54% less
- Webster: Insurance costs 2.21% more
- Fitchburg: Insurance costs 4.42% more
- Castlemont: Insurance costs 1.29% more
- Coliseum: Insurance costs 2.71% more
Neighborhoods with Similar Populations
- Yorktown: Insurance costs 8.63% less
- Highland Park: Insurance costs 15.26% less
- The Plot: Insurance costs 41.68% less
- Third World: Insurance costs 16.34% less
- Berg-Lasher: Insurance costs 65.28% more
- Belevedere: Insurance costs 10.55% less
- Bear Creek: Insurance costs 17.26% less
- Bayshore: Insurance costs 49.81% less
- Bayfront: Insurance costs 40.85% less
- Baseline-Hardy: Insurance costs 19.09% less