Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Seminary, Oakland, CA
We monitor insurance prices, helping the average driver in Seminary save up to 33.7% on car insurance.
The Cheapest Minimum Coverage in Seminary
The chart below shows the cheapest car insurance company in Seminary for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Progressive, and Travelers.
| Seminary Insurer | Monthly Cost |
|---|---|
| Metromile | $60 |
| Geico | $67 |
| Progressive | $72 |
| Travelers | $74 |
Savings for Every Kind of Seminary Driver
Based on our extensive insurance data, we know the average Seminary driver will save about 32% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, marital status, and age. The average driver will find themselves saving $759 per year by choosing the right vehicle insurance company. Some Seminary residents are paying out over $2,375 extra every year for auto insurance in Seminary. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Seminary, Oakland, CA Savings / Yr. |
|---|---|
$759 |
|
$1,391 |
|
$1,100 |
|
$1,932 |
|
$992 |
|
$430 |
|
$0 |
Seminary Car Insurance vs. Oakland
People living in Seminary pay an average of 18.25% more than the typical driver in the state. The average driver in Seminary can expect to pay about $1,112 per year, or $2,375 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Seminary for most people.
Car Insurance Prices by Seminary Neighborhood
Insurance Prices
Where is insurance cheapest within Seminary?
The map shows insurance prices in and around Seminary, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $360 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,528 to a low of $2,168. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the North parts of Seminary.Pick the Best Car Insurance Company for You in Seminary
The best car insurance provider for most drivers in Seminary
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $759 over the average Seminary car insurance company.
The best car insurance provider for Seminary drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $1,391 over the competition.
The best car insurance company for Seminary drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $1,100 better than other car insurance companies.
The best auto insurance for Seminary drivers with a DUI conviction
Getting a quote from Mercury Insurance may cost the average person with a DUI about $1,932 less each year.
The least expensive car insurance company for new and young drivers in Seminary
In Seminary, State Farm costs young drivers $992 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Seminary
Progressive gave the largest car insurance discounts to married couples, averaging $430 saved each year compared to an average Seminary couple's premiums.
The cheapest car insurance in Seminary for drivers with bad credit
The best Seminary car insurance company for customer service
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Seminary, which was better than other insurers.
The cheapest large national provider in Seminary
For customers who prefer to work with large national providers, we recommend Allstate for pricing. The average Seminary driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Seminary, USAA has the best prices for good drivers, drivers with a DUI conviction, drivers with speeding tickets, young drivers, and drivers with accidents.Auto Insurance Prices in and Around Seminary
What Influences the Cost of Car Insurance in Seminary?
On average, car insurance in Seminary is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Seminary is 40 minutes, which is a little more than average for a driver in the city.
- California state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Seminary are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of C according to CrimeGrade.org.
- Seminary is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Seminary is $93 per month for minimum coverage and $198 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Melrose: Insurance costs 0.84% less
- Millsmont: Insurance costs 1.01% more
- Coliseum: Insurance costs 3.75% more
- Arroyo Viejo: Insurance costs 3.62% more
- Eastmont: Insurance costs 3.66% more
- Fitchburg: Insurance costs 5.47% more
- Allendale: Insurance costs 0.80% more
- Upper Laurel: Insurance costs 3.58% less
- Laurel: Insurance costs 4.29% less
- Webster: Insurance costs 3.24% more
Neighborhoods with Similar Populations
- Cypress Station: Insurance costs 15.79% less
- Surprise Farms: Insurance costs 18.82% less
- Adams Park: Insurance costs 1.39% less
- Lynn-Highland Park: Insurance costs 1.94% less
- Northern Arizona University: Insurance costs 23.96% less
- Northwest Crossing: Insurance costs 17.56% less
- Pine Point: Insurance costs 21.18% less
- Schuylerville: Insurance costs 39.79% more
- South East: Insurance costs 5.22% less
- Southeastern Hills: Insurance costs 10.95% less