Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Surprise Farms, Surprise, AZ
We monitor insurance prices, helping the average driver in Surprise Farms save up to 38.6% on car insurance.
The Cheapest Minimum Coverage in Surprise Farms
The chart below shows the cheapest car insurance company in Surprise Farms for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by State Farm, Mile Auto, and MetLife.
| Surprise Farms Insurer | Monthly Cost |
|---|---|
| Metromile | $66 |
| State Farm | $66 |
| Mile Auto | $84 |
| MetLife | $84 |
Savings for Every Kind of Surprise Farms Driver
Based on our extensive insurance data, we know the average Surprise Farms driver will save about 39% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $745 per year by choosing the right vehicle insurance company. Some Surprise Farms residents are paying out over $1,928 extra every year for auto insurance in Surprise Farms. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Surprise Farms, Surprise, AZ Savings / Yr. |
|---|---|
$745 |
|
$662 |
|
$403 |
|
$677 |
|
$2,148 |
|
$380 |
|
$1,065 |
Surprise Farms Car Insurance vs. Surprise
People living in Surprise Farms pay an average of 6.31% more than the typical driver in the state. The average driver in Surprise Farms can expect to pay about $1,016 per year, or $1,928 for full coverage.
Based on our analysis, Safeco Insurance will be the cheapest provider in Surprise Farms for most people.
Car Insurance Prices by Surprise Farms Neighborhood
Insurance Prices
Where is insurance cheapest within Surprise Farms?
The map shows insurance prices in and around Surprise Farms, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $149 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,954 to a low of $1,805. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the Central parts of Surprise Farms.Pick the Best Car Insurance Company for You in Surprise Farms
The best car insurance provider for most drivers in Surprise Farms
For drivers with clean driving records and no major strikes, Safeco Insurance is the best option, with annual savings of $745 over the average Surprise Farms car insurance company.
The best car insurance provider for Surprise Farms drivers with accidents on their records
In our analysis, Nationwide saved the average person who had been in an accident the most, with annual savings averaging $662 over the competition.
The best car insurance company for Surprise Farms drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $403 better than other car insurance companies.
The best auto insurance for Surprise Farms drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $677 less each year.
The least expensive car insurance company for new and young drivers in Surprise Farms
In Surprise Farms, Geico costs young drivers $2,148 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Surprise Farms
State Farm gave the largest car insurance discounts to married couples, averaging $380 saved each year compared to an average Surprise Farms couple's premiums.
The cheapest car insurance in Surprise Farms for drivers with bad credit
The best Surprise Farms car insurance company for customer service
Nationwide was the best company for customer service in Surprise Farms according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Surprise Farms, which was better than other insurers.
The cheapest large national provider in Surprise Farms
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Surprise Farms driver can expect to pay about $130 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Surprise Farms, USAA has the best prices for married couples, drivers with speeding tickets, drivers with accidents, good drivers, drivers with bad credit, young drivers, and drivers with a DUI conviction.Auto Insurance Prices in and Around Surprise Farms
What Influences the Cost of Car Insurance in Surprise Farms?
On average, car insurance in Surprise Farms is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Surprise Farms is 39 minutes, which is far more than average for a driver in the city.
- Arizona state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Surprise Farms are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of B- according to CrimeGrade.org.
- Surprise Farms is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Surprise Farms is $85 per month for minimum coverage and $161 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Sierra Montana: Insurance costs 3.16% less
- Agua Fria: Insurance costs 4.20% more
- Ventana Lakes: Insurance costs 1.24% less
- Vistancia: Insurance costs 3.63% less
- Camino Lago: Insurance costs 0.05% less
- Peacock Village: Insurance costs 2.02% less
- Alta Loma: Insurance costs 1.82% more
- Sundance: Insurance costs 0.52% less
- Ironwood Terrace: Insurance costs 5.55% more
- Cactus Gale: Insurance costs 1.19% less
Neighborhoods with Similar Populations
- Bay View: Insurance costs 34.85% less
- Bridgeland: Insurance costs 7.73% less
- Coulwood West: Insurance costs 26.45% less
- Cypress Station: Insurance costs 3.73% more
- Daniel Island: Insurance costs 15.92% less
- East Akron: Insurance costs 33.45% less
- Harbour Pointe: Insurance costs 16.08% less
- Harvey Park: Insurance costs 12.34% more
- Pine Point: Insurance costs 2.90% less
- Leimert Park: Insurance costs 35.32% more