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Get Cheap Car Insurance in Bay View, Norfolk, VA
We monitor insurance prices, helping the average driver in Bay View save up to 38.8% on car insurance.
The Cheapest Minimum Coverage in Bay View
The chart below shows the cheapest car insurance company in Bay View for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.
| Bay View Insurer | Monthly Cost |
|---|---|
| Metromile | $45 |
| Geico | $51 |
| Farm Bureau | $54 |
| Safeco Insurance | $57 |
Savings for Every Kind of Bay View Driver
Based on our extensive insurance data, we know the average Bay View driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $473 per year by choosing the right vehicle insurance company. Some Bay View residents are paying out over $1,256 extra every year for auto insurance in Bay View. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Bay View, Norfolk, VA Savings / Yr. |
|---|---|
$473 |
|
$808 |
|
$691 |
|
$676 |
|
$1,106 |
|
$253 |
|
$456 |
Bay View Car Insurance vs. Norfolk
People living in Bay View pay an average of 3.36% more than the typical driver in the state. The average driver in Bay View can expect to pay about $869 per year, or $1,256 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Bay View for most people.
Car Insurance Prices by Bay View Neighborhood
Insurance Prices
Where is insurance cheapest within Bay View?
The map shows insurance prices in and around Bay View, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $148 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,326 to a low of $1,178. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Southwest parts of Bay View.Pick the Best Car Insurance Company for You in Bay View
The best car insurance provider for most drivers in Bay View
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $473 over the average Bay View car insurance company.
The best car insurance provider for Bay View drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $808 over the competition.
The best car insurance company for Bay View drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $691 better than other car insurance companies.
The best auto insurance for Bay View drivers with a DUI conviction
Getting a quote from Farm Bureau may cost the average person with a DUI about $676 less each year.
The least expensive car insurance company for new and young drivers in Bay View
In Bay View, Erie Insurance costs young drivers $1,106 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Bay View
Farm Bureau gave the largest car insurance discounts to married couples, averaging $253 saved each year compared to an average Bay View couple's premiums.
The cheapest car insurance in Bay View for drivers with bad credit
The best Bay View car insurance company for customer service
Recent price drops
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The cheapest large national provider in Bay View
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Bay View driver can expect to pay about $89 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bay View, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.Auto Insurance Prices in and Around Bay View
What Influences the Cost of Car Insurance in Bay View?
On average, car insurance in Bay View is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Bay View is 31 minutes, which is about the national average for a driver in the city.
- Virginia state insurance regulations may allow for lower prices.
- An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Bay View are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Bay View is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Bay View is $72 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- West Ocean View: Insurance costs 0.64% more
- Oakdale Farms: Insurance costs 0.56% less
- Roosevelt Gardens Area: Insurance costs 0.16% less
- Larrymore Lawns: Insurance costs 9.00% more
- Suburban Acres: Insurance costs 0.08% more
- East Ocean View: Insurance costs 3.74% more
- North Meadow Brook: Insurance costs 1.35% more
- Fairmont Park: Insurance costs 8.92% more
- Colonial Place Riverview: Insurance costs 3.50% less
- Larchmont-Edgewater: Insurance costs 4.86% less
Neighborhoods with Similar Populations
- Harbour Pointe: Insurance costs 28.82% more
- Northern Arizona University: Insurance costs 43.79% more
- Adams Park: Insurance costs 86.46% more
- College Point: Insurance costs 167.60% more
- Silver Lake: Insurance costs 2.47% less
- Southeastern Hills: Insurance costs 68.39% more
- Southwest Colorado Springs: Insurance costs 49.92% more
- River West: Insurance costs 11.39% more
- Schuylerville: Insurance costs 164.33% more
- Lauderdale Lakes West Gate: Insurance costs 180.33% more