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Get Cheap Car Insurance in College Point, Queens, NY
We monitor insurance prices, helping the average driver in College Point save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in College Point
The chart below shows the cheapest car insurance company in College Point for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| College Point Insurer | Monthly Cost |
|---|---|
| Kemper | $124 |
| Plymouth Rock Assurance | $165 |
| Safeco Insurance | $177 |
| Geico | $185 |
Savings for Every Kind of College Point Driver
Based on our extensive insurance data, we know the average College Point driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,002 per year by choosing the right vehicle insurance company. Some College Point residents are paying out over $3,361 extra every year for auto insurance in College Point. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
College Point, Queens, NY Savings / Yr. |
|---|---|
$1,002 |
|
$639 |
|
$1,276 |
|
$1,292 |
|
$3,164 |
|
$1,059 |
|
$1,687 |
College Point Car Insurance vs. Queens
People living in College Point pay an average of 38.60% more than the typical driver in the state. The average driver in College Point can expect to pay about $2,438 per year, or $3,361 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in College Point for most people.
Car Insurance Prices by College Point Neighborhood
Insurance Prices
Where is insurance cheapest within College Point?
The map shows insurance prices in and around College Point, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $676 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,539 to a low of $2,863. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of College Point.Pick the Best Car Insurance Company for You in College Point
The best car insurance provider for most drivers in College Point
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,002 over the average College Point car insurance company.
The best car insurance provider for College Point drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $639 over the competition.
The best car insurance company for College Point drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,276 better than other car insurance companies.
The best auto insurance for College Point drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,292 less each year.
The least expensive car insurance company for new and young drivers in College Point
In College Point, Progressive costs young drivers $3,164 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in College Point
Progressive gave the largest car insurance discounts to married couples, averaging $1,059 saved each year compared to an average College Point couple's premiums.
The cheapest car insurance in College Point for drivers with bad credit
The best College Point car insurance company for customer service
Nationwide was the best company for customer service in College Point according to the NAIC.
Recent price drops
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The cheapest large national provider in College Point
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average College Point driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In College Point, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around College Point
What Influences the Cost of Car Insurance in College Point?
On average, car insurance in College Point is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in College Point is 55 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in College Point are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- College Point is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in College Point is $203 per month for minimum coverage and $280 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Malba: Insurance costs 8.09% less
- Whitestone: Insurance costs 11.07% less
- Flushing: Insurance costs 1.31% more
- Beechhurst: Insurance costs 12.79% less
- Unionport: Insurance costs 4.61% more
- Corona: Insurance costs 5.36% more
- Jackson Heights-ny: Insurance costs 4.40% more
- East Elmhurst: Insurance costs 3.90% less
- Soundview: Insurance costs 5.56% more
- Throgs Neck-Edgewater Park: Insurance costs 6.10% less
Neighborhoods with Similar Populations
- Yerdemont: Insurance costs 34.66% less
- Oak Park-Northwood: Insurance costs 49.27% less
- Northern Arizona University: Insurance costs 46.27% less
- Adamsville: Insurance costs 31.15% less
- West University Austin: Insurance costs 48.85% less
- Turnagain: Insurance costs 55.79% less
- Surprise Farms: Insurance costs 42.64% less
- Southwest Colorado Springs: Insurance costs 43.98% less
- Silver Lake: Insurance costs 63.55% less
- River West: Insurance costs 58.38% less