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Get Cheap Car Insurance in Flushing, Queens, NY
We monitor insurance prices, helping the average driver in Flushing save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Flushing
The chart below shows the cheapest car insurance company in Flushing for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Flushing Insurer | Monthly Cost |
|---|---|
| Kemper | $125 |
| Plymouth Rock Assurance | $167 |
| Safeco Insurance | $179 |
| Geico | $187 |
Savings for Every Kind of Flushing Driver
Based on our extensive insurance data, we know the average Flushing driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $1,015 per year by choosing the right vehicle insurance company. Some Flushing residents are paying out over $3,405 extra every year for auto insurance in Flushing. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Flushing, Queens, NY Savings / Yr. |
|---|---|
$1,015 |
|
$647 |
|
$1,293 |
|
$1,309 |
|
$3,205 |
|
$1,073 |
|
$1,709 |
Flushing Car Insurance vs. Queens
People living in Flushing pay an average of 40.40% more than the typical driver in the state. The average driver in Flushing can expect to pay about $2,470 per year, or $3,405 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Flushing for most people.
Car Insurance Prices by Flushing Neighborhood
Insurance Prices
Where is insurance cheapest within Flushing?
The map shows insurance prices in and around Flushing, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $1,004 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,676 to a low of $2,672. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Flushing.Pick the Best Car Insurance Company for You in Flushing
The best car insurance provider for most drivers in Flushing
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $1,015 over the average Flushing car insurance company.
The best car insurance provider for Flushing drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $647 over the competition.
The best car insurance company for Flushing drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,293 better than other car insurance companies.
The best auto insurance for Flushing drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,309 less each year.
The least expensive car insurance company for new and young drivers in Flushing
In Flushing, Progressive costs young drivers $3,205 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Flushing
Progressive gave the largest car insurance discounts to married couples, averaging $1,073 saved each year compared to an average Flushing couple's premiums.
The cheapest car insurance in Flushing for drivers with bad credit
The best Flushing car insurance company for customer service
Recent price drops
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The cheapest large national provider in Flushing
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Flushing driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Flushing, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Flushing
What Influences the Cost of Car Insurance in Flushing?
On average, car insurance in Flushing is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Flushing is 52 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 15 to 16 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Flushing are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Flushing is one of the most densely populated areas in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Flushing is $206 per month for minimum coverage and $284 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Whitestone: Insurance costs 12.22% less
- Auburndale: Insurance costs 3.58% less
- Malba: Insurance costs 9.28% less
- College Point: Insurance costs 1.29% less
- Beechhurst: Insurance costs 13.92% less
- Corona: Insurance costs 3.99% more
- Clearview: Insurance costs 11.72% less
- Fresh Meadows: Insurance costs 5.49% less
- Bayside: Insurance costs 7.99% less
- Kew Ggardens: Insurance costs 4.96% less
Neighborhoods with Similar Populations
- North Last Vegas: Insurance costs 23.96% less
- Southeast: Insurance costs 39.47% less
- Sunset Park: Insurance costs 2.85% more
- South Los Angeles: Insurance costs 23.29% less
- Gravesend-Sheepshead Bay: Insurance costs 5.08% less
- Koreatown: Insurance costs 23.67% less
- Northwest: Insurance costs 43.82% less
- Southwest: Insurance costs 33.13% less
- Spring Branch: Insurance costs 41.85% less
- Sugarland: Insurance costs 37.74% less