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Get Cheap Car Insurance in Beechhurst, Queens, NY
We monitor insurance prices, helping the average driver in Beechhurst save up to 32.6% on car insurance.
The Cheapest Minimum Coverage in Beechhurst
The chart below shows the cheapest car insurance company in Beechhurst for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Plymouth Rock Assurance, Safeco Insurance, and Geico.
| Beechhurst Insurer | Monthly Cost |
|---|---|
| Kemper | $108 |
| Plymouth Rock Assurance | $144 |
| Safeco Insurance | $154 |
| Geico | $161 |
Savings for Every Kind of Beechhurst Driver
Based on our extensive insurance data, we know the average Beechhurst driver will save about 30% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $874 per year by choosing the right vehicle insurance company. Some Beechhurst residents are paying out over $2,931 extra every year for auto insurance in Beechhurst. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Beechhurst, Queens, NY Savings / Yr. |
|---|---|
$874 |
|
$557 |
|
$1,113 |
|
$1,126 |
|
$2,759 |
|
$923 |
|
$1,471 |
Beechhurst Car Insurance vs. Queens
People living in Beechhurst pay an average of 20.85% more than the typical driver in the state. The average driver in Beechhurst can expect to pay about $2,126 per year, or $2,931 for full coverage.
Based on our analysis, Kemper will be the cheapest provider in Beechhurst for most people.
Car Insurance Prices by Beechhurst Neighborhood
Insurance Prices
Where is insurance cheapest within Beechhurst?
The map shows insurance prices in and around Beechhurst, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $543 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $3,220 to a low of $2,677. Insurance prices tend to be higher for those living in the Southeast area, and lower for those with homes in the East parts of Beechhurst.Pick the Best Car Insurance Company for You in Beechhurst
The best car insurance provider for most drivers in Beechhurst
For drivers with clean driving records and no major strikes, Kemper is the best option, with annual savings of $874 over the average Beechhurst car insurance company.
The best car insurance provider for Beechhurst drivers with accidents on their records
In our analysis, Kemper saved the average person who had been in an accident the most, with annual savings averaging $557 over the competition.
The best car insurance company for Beechhurst drivers with speeding tickets
>Kemper gave the average person with a speeding ticket the most savings, averaging $1,113 better than other car insurance companies.
The best auto insurance for Beechhurst drivers with a DUI conviction
Getting a quote from Progressive may cost the average person with a DUI about $1,126 less each year.
The least expensive car insurance company for new and young drivers in Beechhurst
In Beechhurst, Progressive costs young drivers $2,759 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Beechhurst
Progressive gave the largest car insurance discounts to married couples, averaging $923 saved each year compared to an average Beechhurst couple's premiums.
The cheapest car insurance in Beechhurst for drivers with bad credit
The best Beechhurst car insurance company for customer service
Nationwide was the best company for customer service in Beechhurst according to the NAIC.
Recent price drops
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The cheapest large national provider in Beechhurst
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Beechhurst driver can expect to pay about $183 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Beechhurst, USAA has the best prices for drivers with bad credit, drivers with speeding tickets, drivers with a DUI conviction, drivers with accidents, good drivers, married couples, and young drivers.Auto Insurance Prices in and Around Beechhurst
What Influences the Cost of Car Insurance in Beechhurst?
On average, car insurance in Beechhurst is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Beechhurst is 52 minutes, which is a little more than average for a driver in the city.
- New York state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Beechhurst are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Beechhurst has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Beechhurst is $177 per month for minimum coverage and $244 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Whitestone: Insurance costs 1.98% more
- Malba: Insurance costs 5.39% more
- Clearview: Insurance costs 2.56% more
- College Point: Insurance costs 14.67% more
- Flushing: Insurance costs 16.17% more
- Throgs Neck-Edgewater Park: Insurance costs 7.68% more
- Bayside: Insurance costs 6.89% more
- Auburndale: Insurance costs 12.01% more
- Schuylerville: Insurance costs 13.27% more
- Unionport: Insurance costs 19.96% more
Neighborhoods with Similar Populations
- Londontowne: Insurance costs 37.56% less
- Downtown Ontario: Insurance costs 19.86% less
- Downtown Harbor-Post Road South: Insurance costs 29.44% less
- Central Santa Cruz: Insurance costs 31.97% less
- Adams Crossroads: Insurance costs 29.96% less
- Highlands: Insurance costs 52.23% less
- Prescott: Insurance costs 16.41% less
- Read Blvd East: Insurance costs 38.93% more
- Solivita: Insurance costs 9.35% less
- Deep Creek West: Insurance costs 58.21% less