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Get Cheap Car Insurance in Suburban Acres, Norfolk, VA

We monitor insurance prices, helping the average driver in Suburban Acres save up to 38.8% on car insurance.

 

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The Cheapest Minimum Coverage in Suburban Acres

The chart below shows the cheapest car insurance company in Suburban Acres for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Metromile, followed by Geico, Farm Bureau, and Safeco Insurance.

 
Suburban Acres Insurer Monthly Cost
Metromile $45
Geico $51
Farm Bureau $54
Safeco Insurance $57

Savings for Every Kind of Suburban Acres Driver

The table shows how much the average auto insurance customer in Suburban Acres might save by following our recommendations.

Based on our extensive insurance data, we know the average Suburban Acres driver will save about 38% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $474 per year by choosing the right vehicle insurance company. Some Suburban Acres residents are paying out over $1,257 extra every year for auto insurance in Suburban Acres. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Suburban Acres Car Insurance vs. Norfolk

People living in Suburban Acres pay an average of 3.49% more than the typical driver in the state. The average driver in Suburban Acres can expect to pay about $870 per year, or $1,257 for full coverage.

Based on our analysis, Metromile will be the cheapest provider in Suburban Acres for most people.

Car Insurance Prices by Suburban Acres Neighborhood

Suburban Acres, Norfolk, VA map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Suburban Acres?

The map shows insurance prices in and around Suburban Acres, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $151 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,306 to a low of $1,155. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the East parts of Suburban Acres.

Pick the Best Car Insurance Company for You in Suburban Acres

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Suburban Acres insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Suburban Acres

For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $474 over the average Suburban Acres car insurance company.

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We use the average good driver, paying $65 per month, as our baseline for pricing in Suburban Acres. Metromile, Elephant, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Suburban Acres drivers with accidents on their records

In Suburban Acres getting into an accident will raise premiums an average 40% for a yearly cost of $2,085. That's $828 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Metromile, and Farm Bureau are good choices for drivers with accidents.

In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $809 over the competition.

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The best car insurance company for Suburban Acres drivers with speeding tickets

>Metromile gave the average person with a speeding ticket the most savings, averaging $692 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Suburban Acres, tickets raise premiums on new quotes about $583. If you have a speeding ticket, we recommend State Farm, Metromile, and Farm Bureau for savings that beat the average insurance cost of $1,840 per year.

The best auto insurance for Suburban Acres drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,020 per year in auto insurance premiums, which was $763 more than a driver with no major issues. Farm Bureau, Clearcover, and Elephant penalized their customers the least for a DUI.

Getting a quote from Farm Bureau may cost the average person with a DUI about $677 less each year.

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The least expensive car insurance company for new and young drivers in Suburban Acres

In Suburban Acres, Erie Insurance costs young drivers $1,107 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Suburban Acres. With an average cost of $4,015 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and Erie Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Suburban Acres

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $124. State Farm, Geico, and Farm Bureau provided the largest discounts to couples living in Suburban Acres.

Farm Bureau gave the largest car insurance discounts to married couples, averaging $254 saved each year compared to an average Suburban Acres couple's premiums.

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The cheapest car insurance in Suburban Acres for drivers with bad credit

People with poor credit saved an average of $456 with Farm Bureau.

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Many people are surprised that their poor credit score can cost them an average of $625 every year. Premiums for people with poor credit were about $1,882 in Suburban Acres. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Farm Bureau, and Elephant.

The best Suburban Acres car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Suburban Acres, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks Erie Insurance as the best provider in Suburban Acres.

Nationwide was the best company for customer service in Suburban Acres according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Suburban Acres, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Suburban Acres. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Suburban Acres

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 62% of Suburban Acres residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Suburban Acres driver can expect to pay about $89 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Suburban Acres, USAA has the best prices for young drivers, drivers with accidents, drivers with bad credit, married couples, drivers with speeding tickets, drivers with a DUI conviction, and good drivers.
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Auto Insurance Prices in and Around Suburban Acres

What Influences the Cost of Car Insurance in Suburban Acres?

On average, car insurance in Suburban Acres is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Suburban Acres is 28 minutes, which is a little less than average for a driver in the city.
  • Virginia state insurance regulations may allow for lower prices.
  • An average of 0 to 1 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Suburban Acres are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • Suburban Acres is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Suburban Acres is $73 per month for minimum coverage and $105 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Suburban Acres driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Suburban Acres with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.