Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Shingle Creek, Minneapolis, MN
We monitor insurance prices, helping the average driver in Shingle Creek save up to 30.5% on car insurance.
The Cheapest Minimum Coverage in Shingle Creek
The chart below shows the cheapest car insurance company in Shingle Creek for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Auto-Owners Insurance, Kemper, and American Family Insurance.
| Shingle Creek Insurer | Monthly Cost |
|---|---|
| State Farm | $63 |
| Auto-Owners Insurance | $71 |
| Kemper | $75 |
| American Family Insurance | $75 |
Savings for Every Kind of Shingle Creek Driver
Based on our extensive insurance data, we know the average Shingle Creek driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $539 per year by choosing the right vehicle insurance company. Some Shingle Creek residents are paying out over $2,004 extra every year for auto insurance in Shingle Creek. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Shingle Creek, Minneapolis, MN Savings / Yr. |
|---|---|
$539 |
|
$679 |
|
$437 |
|
$887 |
|
$1,521 |
|
$450 |
|
$1,184 |
Shingle Creek Car Insurance vs. Minneapolis
People living in Shingle Creek pay an average of 24.78% more than the typical driver in the state. The average driver in Shingle Creek can expect to pay about $1,037 per year, or $2,004 for full coverage.
Based on our analysis, Farm Bureau will be the cheapest provider in Shingle Creek for most people.
Car Insurance Prices by Shingle Creek Neighborhood
Insurance Prices
Where is insurance cheapest within Shingle Creek?
The map shows insurance prices in and around Shingle Creek, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $201 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,073 to a low of $1,872. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Northwest parts of Shingle Creek.Pick the Best Car Insurance Company for You in Shingle Creek
The best car insurance provider for most drivers in Shingle Creek
For drivers with clean driving records and no major strikes, Farm Bureau is the best option, with annual savings of $539 over the average Shingle Creek car insurance company.
The best car insurance provider for Shingle Creek drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $679 over the competition.
The best car insurance company for Shingle Creek drivers with speeding tickets
>Nationwide gave the average person with a speeding ticket the most savings, averaging $437 better than other car insurance companies.
The best auto insurance for Shingle Creek drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $887 less each year.
The least expensive car insurance company for new and young drivers in Shingle Creek
In Shingle Creek, State Farm costs young drivers $1,521 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Shingle Creek
State Farm gave the largest car insurance discounts to married couples, averaging $450 saved each year compared to an average Shingle Creek couple's premiums.
The cheapest car insurance in Shingle Creek for drivers with bad credit
The best Shingle Creek car insurance company for customer service
Nationwide was the best company for customer service in Shingle Creek according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Shingle Creek, which was better than other insurers.
The cheapest large national provider in Shingle Creek
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Shingle Creek driver can expect to pay about $116 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Shingle Creek, USAA has the best prices for young drivers, drivers with accidents, married couples, good drivers, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Shingle Creek
What Influences the Cost of Car Insurance in Shingle Creek?
On average, car insurance in Shingle Creek is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Shingle Creek is 34 minutes, which is far more than average for a driver in the city.
- Minnesota state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Shingle Creek are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of C- according to CrimeGrade.org.
- Shingle Creek is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Shingle Creek is $86 per month for minimum coverage and $167 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lind-Bohanon: Insurance costs 0.15% less
- Victory: Insurance costs 5.64% less
- Webber-Camden: Insurance costs 3.29% more
- Folwell: Insurance costs 4.74% more
- Jordan: Insurance costs 3.49% more
- Hawthorne: Insurance costs 5.14% more
- Willard-Hay: Insurance costs 3.04% more
- Holland: Insurance costs 2.20% less
- Waite Park: Insurance costs 11.33% less
- Near North: Insurance costs 4.89% more
Neighborhoods with Similar Populations
- Spencer View Terrace: Insurance costs 4.29% less
- Historic District: Insurance costs 46.26% more
- Historic Edgefield: Insurance costs 22.16% less
- Holgate Avenue Historic District: Insurance costs 46.81% less
- Homestead Park: Insurance costs 20.56% less
- Homewood North: Insurance costs 12.67% less
- Hopecrest: Insurance costs 28.09% less
- Idylwood: Insurance costs 19.51% less
- South Park: Insurance costs 28.69% less
- Southpoint: Insurance costs 27.40% more