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Get Cheap Car Insurance in Homestead Park, Homestead, PA
We monitor insurance prices, helping the average driver in Homestead Park save up to 35.9% on car insurance.
The Cheapest Minimum Coverage in Homestead Park
The chart below shows the cheapest car insurance company in Homestead Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Kemper, followed by Metromile, Travelers, and State Farm.
| Homestead Park Insurer | Monthly Cost |
|---|---|
| Kemper | $59 |
| Metromile | $59 |
| Travelers | $60 |
| State Farm | $62 |
Savings for Every Kind of Homestead Park Driver
Based on our extensive insurance data, we know the average Homestead Park driver will save about 28% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $447 per year by choosing the right vehicle insurance company. Some Homestead Park residents are paying out over $1,592 extra every year for auto insurance in Homestead Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Homestead Park, Homestead, PA Savings / Yr. |
|---|---|
$447 |
|
$790 |
|
$604 |
|
$720 |
|
$1,844 |
|
$319 |
|
$570 |
Homestead Park Car Insurance vs. Homestead
People living in Homestead Park pay an average of 11.64% more than the typical driver in the state. The average driver in Homestead Park can expect to pay about $987 per year, or $1,592 for full coverage.
Based on our analysis, Metromile will be the cheapest provider in Homestead Park for most people.
Car Insurance Prices by Homestead Park Neighborhood
Insurance Prices
Where is insurance cheapest within Homestead Park?
The map shows insurance prices in and around Homestead Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $238 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,622 to a low of $1,384. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southeast parts of Homestead Park.Pick the Best Car Insurance Company for You in Homestead Park
The best car insurance provider for most drivers in Homestead Park
For drivers with clean driving records and no major strikes, Metromile is the best option, with annual savings of $447 over the average Homestead Park car insurance company.
The best car insurance provider for Homestead Park drivers with accidents on their records
In our analysis, Metromile saved the average person who had been in an accident the most, with annual savings averaging $790 over the competition.
The best car insurance company for Homestead Park drivers with speeding tickets
>Metromile gave the average person with a speeding ticket the most savings, averaging $604 better than other car insurance companies.
The best auto insurance for Homestead Park drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $720 less each year.
The least expensive car insurance company for new and young drivers in Homestead Park
In Homestead Park, Travelers costs young drivers $1,844 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Homestead Park
State Farm gave the largest car insurance discounts to married couples, averaging $319 saved each year compared to an average Homestead Park couple's premiums.
The cheapest car insurance in Homestead Park for drivers with bad credit
The best Homestead Park car insurance company for customer service
Nationwide was the best company for customer service in Homestead Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Homestead Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Homestead Park driver can expect to pay about $86 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Homestead Park, USAA has the best prices for drivers with speeding tickets, young drivers, drivers with a DUI conviction, drivers with bad credit, good drivers, drivers with accidents, and married couples.Auto Insurance Prices in and Around Homestead Park
What Influences the Cost of Car Insurance in Homestead Park?
On average, car insurance in Homestead Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Homestead Park is 34 minutes, which is a little more than average for a driver in the city.
- Pennsylvania state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Homestead Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Homestead Park has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Homestead Park is $82 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Hazelwood: Insurance costs 1.88% less
- Squirrel Hill South: Insurance costs 5.34% less
- Greenfield: Insurance costs 7.16% less
- Regent Square: Insurance costs 7.85% less
- Lincoln Place: Insurance costs 11.75% less
- Squirrel Hill North: Insurance costs 6.66% less
- Point Breeze: Insurance costs 7.29% less
- Oakland: Insurance costs 8.17% less
- Shadyside: Insurance costs 2.51% less
- East Hills: Insurance costs 2.26% more
Neighborhoods with Similar Populations
- Bear Canyon: Insurance costs 11.68% more
- Highlands-Kirkland: Insurance costs 1.88% less
- Westview Park: Insurance costs 37.56% more
- White Gables: Insurance costs 14.95% more
- Biscayne Terrace: Insurance costs 70.92% more
- Belmont: Insurance costs 20.73% less
- Bellevue: Insurance costs 25.25% less
- Piedmont Pines: Insurance costs 26.26% more
- Barnesville Historic District: Insurance costs 29.40% less
- Barnegat Pines: Insurance costs 7.16% more