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Get Cheap Car Insurance in Foothills, Lakewood, CO
We monitor insurance prices, helping the average driver in Foothills save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Foothills
The chart below shows the cheapest car insurance company in Foothills for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Foothills Insurer | Monthly Cost |
|---|---|
| State Farm | $69 |
| Bristol West | $81 |
| Safeco Insurance | $83 |
| Geico | $85 |
Savings for Every Kind of Foothills Driver
Based on our extensive insurance data, we know the average Foothills driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $432 per year by choosing the right vehicle insurance company. Some Foothills residents are paying out over $2,017 extra every year for auto insurance in Foothills. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Foothills, Lakewood, CO Savings / Yr. |
|---|---|
$432 |
|
$771 |
|
$620 |
|
$663 |
|
$1,962 |
|
$520 |
|
$761 |
Foothills Car Insurance vs. Lakewood
People living in Foothills pay an average of 6.72% more than the typical driver in the state. The average driver in Foothills can expect to pay about $1,178 per year, or $2,017 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Foothills for most people.
Car Insurance Prices by Foothills Neighborhood
Insurance Prices
Where is insurance cheapest within Foothills?
The map shows insurance prices in and around Foothills, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $232 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,138 to a low of $1,906. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Foothills.Pick the Best Car Insurance Company for You in Foothills
The best car insurance provider for most drivers in Foothills
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $432 over the average Foothills car insurance company.
The best car insurance provider for Foothills drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $771 over the competition.
The best car insurance company for Foothills drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $620 better than other car insurance companies.
The best auto insurance for Foothills drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $663 less each year.
The least expensive car insurance company for new and young drivers in Foothills
In Foothills, State Farm costs young drivers $1,962 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Foothills
State Farm gave the largest car insurance discounts to married couples, averaging $520 saved each year compared to an average Foothills couple's premiums.
The cheapest car insurance in Foothills for drivers with bad credit
The best Foothills car insurance company for customer service
Recent price drops
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The cheapest large national provider in Foothills
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Foothills driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Foothills, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Foothills
What Influences the Cost of Car Insurance in Foothills?
On average, car insurance in Foothills is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Foothills is 31 minutes, which is about the national average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Foothills are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of B+ according to CrimeGrade.org.
- Foothills is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Foothills is $98 per month for minimum coverage and $168 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Glennon Heights: Insurance costs 0.99% more
- Union Square: Insurance costs 0.05% more
- Green Mountain: Insurance costs 0.89% less
- Kendrick Lake: Insurance costs 0.10% more
- East Old Golden Road: Insurance costs 3.62% less
- Eiber: Insurance costs 3.87% more
- Applewood: Insurance costs 3.67% less
- Bear Creek: Insurance costs 1.74% more
- Lasley: Insurance costs 4.12% more
- South Alameda: Insurance costs 7.49% more
Neighborhoods with Similar Populations
- Happy Valley: Insurance costs 5.90% less
- Sandalfoot Cove: Insurance costs 50.07% more
- San Miguel: Insurance costs 0.45% more
- Rio Grande: Insurance costs 17.55% less
- Lemonwood Eastmont: Insurance costs 6.94% more
- Las Vistas: Insurance costs 8.87% less
- Lansdowne: Insurance costs 33.37% less
- Kranz Woods: Insurance costs 108.28% more
- Irvine Business Complex: Insurance costs 8.73% more
- Indian Springs: Insurance costs 14.43% less