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Get Cheap Car Insurance in South Alameda, Lakewood, CO
We monitor insurance prices, helping the average driver in South Alameda save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in South Alameda
The chart below shows the cheapest car insurance company in South Alameda for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| South Alameda Insurer | Monthly Cost |
|---|---|
| State Farm | $74 |
| Bristol West | $87 |
| Safeco Insurance | $89 |
| Geico | $91 |
Savings for Every Kind of South Alameda Driver
Based on our extensive insurance data, we know the average South Alameda driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $465 per year by choosing the right vehicle insurance company. Some South Alameda residents are paying out over $2,168 extra every year for auto insurance in South Alameda. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
South Alameda, Lakewood, CO Savings / Yr. |
|---|---|
$465 |
|
$828 |
|
$667 |
|
$712 |
|
$2,109 |
|
$559 |
|
$818 |
South Alameda Car Insurance vs. Lakewood
People living in South Alameda pay an average of 14.72% more than the typical driver in the state. The average driver in South Alameda can expect to pay about $1,267 per year, or $2,168 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in South Alameda for most people.
Car Insurance Prices by South Alameda Neighborhood
Insurance Prices
Where is insurance cheapest within South Alameda?
The map shows insurance prices in and around South Alameda, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $294 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,279 to a low of $1,985. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of South Alameda.Pick the Best Car Insurance Company for You in South Alameda
The best car insurance provider for most drivers in South Alameda
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $465 over the average South Alameda car insurance company.
The best car insurance provider for South Alameda drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $828 over the competition.
The best car insurance company for South Alameda drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $667 better than other car insurance companies.
The best auto insurance for South Alameda drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $712 less each year.
The least expensive car insurance company for new and young drivers in South Alameda
In South Alameda, State Farm costs young drivers $2,109 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in South Alameda
State Farm gave the largest car insurance discounts to married couples, averaging $559 saved each year compared to an average South Alameda couple's premiums.
The cheapest car insurance in South Alameda for drivers with bad credit
The best South Alameda car insurance company for customer service
Nationwide was the best company for customer service in South Alameda according to the NAIC.
Recent price drops
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The cheapest large national provider in South Alameda
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average South Alameda driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In South Alameda, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around South Alameda
What Influences the Cost of Car Insurance in South Alameda?
On average, car insurance in South Alameda is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in South Alameda are among the lowest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- South Alameda is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in South Alameda is $106 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- North Alameda: Insurance costs 1.66% less
- Lasley: Insurance costs 3.14% less
- Barnum West: Insurance costs 0.97% more
- Westwood: Insurance costs 4.80% more
- Mar Lee: Insurance costs 2.12% more
- Molholm Two Creeks: Insurance costs 0.55% less
- Barnum: Insurance costs 2.91% more
- Kendrick Lake: Insurance costs 6.87% less
- Villa Park: Insurance costs 4.38% more
- Eiber: Insurance costs 3.37% less
Neighborhoods with Similar Populations
- Hayhurst: Insurance costs 22.92% less
- Eastway-Sheffield Park: Insurance costs 30.54% less
- West Village: Insurance costs 0.69% less
- West Somerville: Insurance costs 12.82% less
- West End Helena: Insurance costs 27.26% less
- Wellington: Insurance costs 41.93% less
- Flosden: Insurance costs 1.52% more
- Washington Village: Insurance costs 10.38% less
- Waller: Insurance costs 27.86% less
- Goddard: Insurance costs 4.20% more