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Get Cheap Car Insurance in Mar Lee, Denver, CO

We monitor insurance prices, helping the average driver in Mar Lee save up to 30.1% on car insurance.

 

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The Cheapest Minimum Coverage in Mar Lee

The chart below shows the cheapest car insurance company in Mar Lee for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.

 
Mar Lee Insurer Monthly Cost
State Farm $75
Bristol West $89
Safeco Insurance $91
Geico $93

Savings for Every Kind of Mar Lee Driver

The table shows how much the average auto insurance customer in Mar Lee might save by following our recommendations.

Based on our extensive insurance data, we know the average Mar Lee driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $474 per year by choosing the right vehicle insurance company. Some Mar Lee residents are paying out over $2,214 extra every year for auto insurance in Mar Lee. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Mar Lee, Denver, CO Savings / Yr.
Drivers with good records
$474
Drivers with accidents
$846
Drivers with speeding tickets
$681
Drivers with a DUI conviction
$728
Young drivers
$2,153
Married drivers
$571
Drivers with bad credit
$835

Mar Lee Car Insurance vs. Denver

People living in Mar Lee pay an average of 17.16% more than the typical driver in the state. The average driver in Mar Lee can expect to pay about $1,293 per year, or $2,214 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Mar Lee for most people.

Car Insurance Prices by Mar Lee Neighborhood

Mar Lee, Denver, CO map of insurance costs by zip code and neighborhood

Insurance Prices

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Average
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Where is insurance cheapest within Mar Lee?

The map shows insurance prices in and around Mar Lee, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $166 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,290 to a low of $2,124. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Mar Lee.

Pick the Best Car Insurance Company for You in Mar Lee

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Mar Lee insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Mar Lee

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $474 over the average Mar Lee car insurance company.

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We use the average good driver, paying $145 per month, as our baseline for pricing in Mar Lee. Geico, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Mar Lee drivers with accidents on their records

In Mar Lee getting into an accident will raise premiums an average 34% for a yearly cost of $3,339. That's $1,125 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Bristol West are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $846 over the competition.

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The best car insurance company for Mar Lee drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $681 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Mar Lee, tickets raise premiums on new quotes about $757. If you have a speeding ticket, we recommend State Farm, Geico, and Bristol West for savings that beat the average insurance cost of $2,971 per year.

The best auto insurance for Mar Lee drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,488 per year in auto insurance premiums, which was $1,273 more than a driver with no major issues. State Farm, Travelers, and Bristol West penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $728 less each year.

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The least expensive car insurance company for new and young drivers in Mar Lee

In Mar Lee, State Farm costs young drivers $2,153 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Mar Lee. With an average cost of $7,164 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Mar Lee

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $142. State Farm, Geico, and Progressive provided the largest discounts to couples living in Mar Lee.

State Farm gave the largest car insurance discounts to married couples, averaging $571 saved each year compared to an average Mar Lee couple's premiums.

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The cheapest car insurance in Mar Lee for drivers with bad credit

People with poor credit saved an average of $835 with Geico.

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Many people are surprised that their poor credit score can cost them an average of $1,263 every year. Premiums for people with poor credit were about $3,477 in Mar Lee. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Bristol West.

The best Mar Lee car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Mar Lee, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Mar Lee.

Nationwide was the best company for customer service in Mar Lee according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Mar Lee, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Mar Lee. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Mar Lee

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 44% of Mar Lee residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Mar Lee driver can expect to pay about $128 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Mar Lee, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.
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Auto Insurance Prices in and Around Mar Lee

What Influences the Cost of Car Insurance in Mar Lee?

On average, car insurance in Mar Lee is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Mar Lee is 33 minutes, which is about the national average for a driver in the city.
  • Colorado state insurance regulations may require higher prices.
  • An average of 10 to 11 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Mar Lee are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Mar Lee has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Mar Lee is $108 per month for minimum coverage and $185 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Mar Lee driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Mar Lee with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.