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Get Cheap Car Insurance in Bevo Mill, St. Louis, MO

We monitor insurance prices, helping the average driver in Bevo Mill save up to 28.5% on car insurance.

 

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The Cheapest Minimum Coverage in Bevo Mill

The chart below shows the cheapest car insurance company in Bevo Mill for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.

 
Bevo Mill Insurer Monthly Cost
State Farm $83
Travelers $83
Safeco Insurance $84
Clearcover $90

Savings for Every Kind of Bevo Mill Driver

The table shows how much the average auto insurance customer in Bevo Mill might save by following our recommendations.

Based on our extensive insurance data, we know the average Bevo Mill driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $588 per year by choosing the right vehicle insurance company. Some Bevo Mill residents are paying out over $2,178 extra every year for auto insurance in Bevo Mill. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Bevo Mill, St. Louis, MO Savings / Yr.
Drivers with good records
$588
Drivers with accidents
$820
Drivers with speeding tickets
$750
Drivers with a DUI conviction
$839
Young drivers
$1,770
Married drivers
$457
Drivers with bad credit
$701

Bevo Mill Car Insurance vs. St. Louis

People living in Bevo Mill pay an average of 20.92% more than the typical driver in the state. The average driver in Bevo Mill can expect to pay about $1,341 per year, or $2,178 for full coverage.

Based on our analysis, Clearcover will be the cheapest provider in Bevo Mill for most people.

Car Insurance Prices by Bevo Mill Neighborhood

Bevo Mill, St. Louis, MO map of insurance costs by zip code and neighborhood

Insurance Prices

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Where is insurance cheapest within Bevo Mill?

The map shows insurance prices in and around Bevo Mill, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $371 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,333 to a low of $1,962. Insurance prices tend to be higher for those living in the Northwest area, and lower for those with homes in the Southwest parts of Bevo Mill.

Pick the Best Car Insurance Company for You in Bevo Mill

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Bevo Mill insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Bevo Mill

For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $588 over the average Bevo Mill car insurance company.

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We use the average good driver, paying $133 per month, as our baseline for pricing in Bevo Mill. Travelers, Clearcover, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Bevo Mill drivers with accidents on their records

In Bevo Mill getting into an accident will raise premiums an average 32% for a yearly cost of $3,212. That's $1,034 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Travelers, Clearcover, and Safeco Insurance are good choices for drivers with accidents.

In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $820 over the competition.

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The best car insurance company for Bevo Mill drivers with speeding tickets

>Clearcover gave the average person with a speeding ticket the most savings, averaging $750 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Bevo Mill, tickets raise premiums on new quotes about $869. If you have a speeding ticket, we recommend State Farm, Travelers, and Clearcover for savings that beat the average insurance cost of $3,047 per year.

The best auto insurance for Bevo Mill drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,213 per year in auto insurance premiums, which was $1,035 more than a driver with no major issues. State Farm, Clearcover, and Gainsco penalized their customers the least for a DUI.

Getting a quote from Clearcover may cost the average person with a DUI about $839 less each year.

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The least expensive car insurance company for new and young drivers in Bevo Mill

In Bevo Mill, Travelers costs young drivers $1,770 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 66% more for insurance than more mature drivers in Bevo Mill. With an average cost of $6,388 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Allstate, and Travelers try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Bevo Mill

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $254. State Farm, Progressive, and American Family Insurance provided the largest discounts to couples living in Bevo Mill.

State Farm gave the largest car insurance discounts to married couples, averaging $457 saved each year compared to an average Bevo Mill couple's premiums.

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The cheapest car insurance in Bevo Mill for drivers with bad credit

People with poor credit saved an average of $701 with Travelers.

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Many people are surprised that their poor credit score can cost them an average of $1,423 every year. Premiums for people with poor credit were about $3,601 in Bevo Mill. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from State Farm, Nationwide, and Travelers.

The best Bevo Mill car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Bevo Mill, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks State Farm as the best provider in Bevo Mill.

Nationwide was the best company for customer service in Bevo Mill according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Bevo Mill, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Bevo Mill. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Bevo Mill

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 39% of Bevo Mill residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Bevo Mill driver can expect to pay about $114 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Bevo Mill, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.
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Auto Insurance Prices in and Around Bevo Mill

What Influences the Cost of Car Insurance in Bevo Mill?

On average, car insurance in Bevo Mill is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Bevo Mill is 32 minutes, which is far more than average for a driver in the city.
  • Missouri state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Bevo Mill are higher than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
  • Bevo Mill is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Bevo Mill is $112 per month for minimum coverage and $181 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Bevo Mill driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Bevo Mill with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.