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Get Cheap Car Insurance in Dutchtown, St. Louis, MO
We monitor insurance prices, helping the average driver in Dutchtown save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Dutchtown
The chart below shows the cheapest car insurance company in Dutchtown for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Dutchtown Insurer | Monthly Cost |
|---|---|
| State Farm | $86 |
| Travelers | $86 |
| Safeco Insurance | $87 |
| Clearcover | $94 |
Savings for Every Kind of Dutchtown Driver
Based on our extensive insurance data, we know the average Dutchtown driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $609 per year by choosing the right vehicle insurance company. Some Dutchtown residents are paying out over $2,257 extra every year for auto insurance in Dutchtown. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Dutchtown, St. Louis, MO Savings / Yr. |
|---|---|
$609 |
|
$850 |
|
$777 |
|
$870 |
|
$1,834 |
|
$474 |
|
$727 |
Dutchtown Car Insurance vs. St. Louis
People living in Dutchtown pay an average of 25.30% more than the typical driver in the state. The average driver in Dutchtown can expect to pay about $1,390 per year, or $2,257 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Dutchtown for most people.
Car Insurance Prices by Dutchtown Neighborhood
Insurance Prices
Where is insurance cheapest within Dutchtown?
The map shows insurance prices in and around Dutchtown, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $334 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,382 to a low of $2,048. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Dutchtown.Pick the Best Car Insurance Company for You in Dutchtown
The best car insurance provider for most drivers in Dutchtown
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $609 over the average Dutchtown car insurance company.
The best car insurance provider for Dutchtown drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $850 over the competition.
The best car insurance company for Dutchtown drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $777 better than other car insurance companies.
The best auto insurance for Dutchtown drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $870 less each year.
The least expensive car insurance company for new and young drivers in Dutchtown
In Dutchtown, Travelers costs young drivers $1,834 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Dutchtown
State Farm gave the largest car insurance discounts to married couples, averaging $474 saved each year compared to an average Dutchtown couple's premiums.
The cheapest car insurance in Dutchtown for drivers with bad credit
The best Dutchtown car insurance company for customer service
Recent price drops
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The cheapest large national provider in Dutchtown
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Dutchtown driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Dutchtown, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Dutchtown
What Influences the Cost of Car Insurance in Dutchtown?
On average, car insurance in Dutchtown is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Dutchtown is 31 minutes, which is far more than average for a driver in the city.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Dutchtown are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Dutchtown is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Dutchtown is $116 per month for minimum coverage and $188 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Mount Pleasant: Insurance costs 7.67% less
- Gravois Park: Insurance costs 1.33% more
- Holly Hills: Insurance costs 7.93% less
- Bevo Mill: Insurance costs 3.50% less
- Tower Grove South: Insurance costs 5.45% less
- Benton Park West: Insurance costs 1.11% more
- Carondelet: Insurance costs 4.87% less
- Tower Grove East: Insurance costs 6.73% less
- Benton Park: Insurance costs 6.20% less
- South Hampton: Insurance costs 9.70% less
Neighborhoods with Similar Populations
- South Broadway: Insurance costs 42.40% less
- Harrowgate: Insurance costs 20.29% less
- La Sierra South: Insurance costs 1.73% less
- Lakeview Terrace: Insurance costs 8.33% more
- Lanham-Seabrook: Insurance costs 0.49% more
- Lincoln Heights: Insurance costs 37.04% less
- Marcy Holmes: Insurance costs 18.92% less
- Marshbrooke: Insurance costs 37.62% less
- Morningside Park: Insurance costs 15.24% more
- Mountain View: Insurance costs 38.72% less