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Get Cheap Car Insurance in Benton Park, St. Louis, MO
We monitor insurance prices, helping the average driver in Benton Park save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Benton Park
The chart below shows the cheapest car insurance company in Benton Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Benton Park Insurer | Monthly Cost |
|---|---|
| State Farm | $80 |
| Travelers | $80 |
| Safeco Insurance | $82 |
| Clearcover | $88 |
Savings for Every Kind of Benton Park Driver
Based on our extensive insurance data, we know the average Benton Park driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $571 per year by choosing the right vehicle insurance company. Some Benton Park residents are paying out over $2,117 extra every year for auto insurance in Benton Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Benton Park, St. Louis, MO Savings / Yr. |
|---|---|
$571 |
|
$797 |
|
$729 |
|
$816 |
|
$1,721 |
|
$444 |
|
$682 |
Benton Park Car Insurance vs. St. Louis
People living in Benton Park pay an average of 17.53% more than the typical driver in the state. The average driver in Benton Park can expect to pay about $1,303 per year, or $2,117 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Benton Park for most people.
Car Insurance Prices by Benton Park Neighborhood
Insurance Prices
Where is insurance cheapest within Benton Park?
The map shows insurance prices in and around Benton Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $310 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,375 to a low of $2,065. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Northeast parts of Benton Park.Pick the Best Car Insurance Company for You in Benton Park
The best car insurance provider for most drivers in Benton Park
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $571 over the average Benton Park car insurance company.
The best car insurance provider for Benton Park drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $797 over the competition.
The best car insurance company for Benton Park drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $729 better than other car insurance companies.
The best auto insurance for Benton Park drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $816 less each year.
The least expensive car insurance company for new and young drivers in Benton Park
In Benton Park, Travelers costs young drivers $1,721 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Benton Park
State Farm gave the largest car insurance discounts to married couples, averaging $444 saved each year compared to an average Benton Park couple's premiums.
The cheapest car insurance in Benton Park for drivers with bad credit
The best Benton Park car insurance company for customer service
Nationwide was the best company for customer service in Benton Park according to the NAIC.
Recent price drops
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The cheapest large national provider in Benton Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Benton Park driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Benton Park, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Benton Park
What Influences the Cost of Car Insurance in Benton Park?
On average, car insurance in Benton Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Benton Park is 29 minutes, which is a little more than average for a driver in the city.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Benton Park are about average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Benton Park is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Benton Park is $109 per month for minimum coverage and $176 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Benton Park West: Insurance costs 7.79% more
- Soulard: Insurance costs 2.93% less
- Tower Grove East: Insurance costs 0.57% less
- Gravois Park: Insurance costs 8.03% more
- The Gate District: Insurance costs 2.69% more
- Shaw: Insurance costs 2.08% less
- Tower Grove South: Insurance costs 0.80% more
- Dutchtown: Insurance costs 6.61% more
- Mount Pleasant: Insurance costs 1.56% less
- Downtown West: Insurance costs 4.35% less
Neighborhoods with Similar Populations
- Putnam Lake: Insurance costs 16.67% more
- Anatolia Village: Insurance costs 2.17% more
- Port Dixie: Insurance costs 12.56% more
- Prairie Point-Wildberry: Insurance costs 13.51% less
- Harbordale: Insurance costs 46.39% more
- Granite Hills: Insurance costs 5.72% less
- Westchester: Insurance costs 10.58% less
- Amtrak: Insurance costs 12.42% more
- Village 12: Insurance costs 3.59% more
- Terrace-Shurtleff: Insurance costs 4.35% less