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Get Cheap Car Insurance in Soulard, St. Louis, MO
We monitor insurance prices, helping the average driver in Soulard save up to 28.5% on car insurance.
The Cheapest Minimum Coverage in Soulard
The chart below shows the cheapest car insurance company in Soulard for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Travelers, Safeco Insurance, and Clearcover.
| Soulard Insurer | Monthly Cost |
|---|---|
| State Farm | $78 |
| Travelers | $78 |
| Safeco Insurance | $79 |
| Clearcover | $85 |
Savings for Every Kind of Soulard Driver
Based on our extensive insurance data, we know the average Soulard driver will save about 27% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $555 per year by choosing the right vehicle insurance company. Some Soulard residents are paying out over $2,055 extra every year for auto insurance in Soulard. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Soulard, St. Louis, MO Savings / Yr. |
|---|---|
$555 |
|
$774 |
|
$707 |
|
$792 |
|
$1,670 |
|
$431 |
|
$662 |
Soulard Car Insurance vs. St. Louis
People living in Soulard pay an average of 14.10% more than the typical driver in the state. The average driver in Soulard can expect to pay about $1,265 per year, or $2,055 for full coverage.
Based on our analysis, Clearcover will be the cheapest provider in Soulard for most people.
Car Insurance Prices by Soulard Neighborhood
Insurance Prices
Where is insurance cheapest within Soulard?
The map shows insurance prices in and around Soulard, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $461 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,372 to a low of $1,911. Insurance prices tend to be higher for those living in the Northeast area, and lower for those with homes in the South parts of Soulard.Pick the Best Car Insurance Company for You in Soulard
The best car insurance provider for most drivers in Soulard
For drivers with clean driving records and no major strikes, Clearcover is the best option, with annual savings of $555 over the average Soulard car insurance company.
The best car insurance provider for Soulard drivers with accidents on their records
In our analysis, Travelers saved the average person who had been in an accident the most, with annual savings averaging $774 over the competition.
The best car insurance company for Soulard drivers with speeding tickets
>Clearcover gave the average person with a speeding ticket the most savings, averaging $707 better than other car insurance companies.
The best auto insurance for Soulard drivers with a DUI conviction
Getting a quote from Clearcover may cost the average person with a DUI about $792 less each year.
The least expensive car insurance company for new and young drivers in Soulard
In Soulard, Travelers costs young drivers $1,670 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Soulard
State Farm gave the largest car insurance discounts to married couples, averaging $431 saved each year compared to an average Soulard couple's premiums.
The cheapest car insurance in Soulard for drivers with bad credit
The best Soulard car insurance company for customer service
Recent price drops
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The cheapest large national provider in Soulard
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Soulard driver can expect to pay about $114 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Soulard, USAA has the best prices for drivers with speeding tickets, drivers with bad credit, drivers with a DUI conviction, married couples, good drivers, drivers with accidents, and young drivers.Auto Insurance Prices in and Around Soulard
What Influences the Cost of Car Insurance in Soulard?
On average, car insurance in Soulard is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Soulard is 26 minutes, which is about the national average for a driver in the city.
- Missouri state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Soulard are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very high, with a Vehicle Theft Crime Grade of F according to CrimeGrade.org.
- Soulard has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Soulard is $105 per month for minimum coverage and $171 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Benton Park: Insurance costs 3.02% more
- The Gate District: Insurance costs 5.79% more
- Benton Park West: Insurance costs 11.05% more
- Tower Grove East: Insurance costs 2.43% more
- Downtown West: Insurance costs 1.46% less
- Gravois Park: Insurance costs 11.29% more
- Downtown: Insurance costs 1.36% more
- Shaw: Insurance costs 0.88% more
- Midtown St. Louis: Insurance costs 0.29% less
- Tower Grove South: Insurance costs 3.84% more
Neighborhoods with Similar Populations
- Petersburg: Insurance costs 30.90% less
- Northwood Hills: Insurance costs 54.11% more
- Ocean Avenue: Insurance costs 53.24% less
- Old Town Manchester: Insurance costs 34.94% less
- Olde Orchard: Insurance costs 39.76% less
- Olde Providence North: Insurance costs 38.25% less
- Olympic West: Insurance costs 30.80% less
- Overbrook: Insurance costs 30.61% less
- Overlook Park: Insurance costs 19.46% less
- Paradise Valley: Insurance costs 0.54% more