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Get Cheap Car Insurance in Olde Providence North, Charlotte, NC
We monitor insurance prices, helping the average driver in Olde Providence North save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Olde Providence North
The chart below shows the cheapest car insurance company in Olde Providence North for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Olde Providence North Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $48 |
| Erie Insurance | $49 |
| Farm Bureau | $52 |
| Progressive | $55 |
Savings for Every Kind of Olde Providence North Driver
Based on our extensive insurance data, we know the average Olde Providence North driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $244 per year by choosing the right vehicle insurance company. Some Olde Providence North residents are paying out over $1,269 extra every year for auto insurance in Olde Providence North. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Olde Providence North, Charlotte, NC Savings / Yr. |
|---|---|
$244 |
|
$530 |
|
$386 |
|
$985 |
|
$731 |
|
$294 |
|
$442 |
Olde Providence North Car Insurance vs. Charlotte
People living in Olde Providence North pay an average of 1.50% more than the typical driver in the state. The average driver in Olde Providence North can expect to pay about $760 per year, or $1,269 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Olde Providence North for most people.
Car Insurance Prices by Olde Providence North Neighborhood
Insurance Prices
Where is insurance cheapest within Olde Providence North?
The map shows insurance prices in and around Olde Providence North, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $187 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,396 to a low of $1,209. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the Central parts of Olde Providence North.Pick the Best Car Insurance Company for You in Olde Providence North
The best car insurance provider for most drivers in Olde Providence North
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $244 over the average Olde Providence North car insurance company.
The best car insurance provider for Olde Providence North drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $530 over the competition.
The best car insurance company for Olde Providence North drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $386 better than other car insurance companies.
The best auto insurance for Olde Providence North drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $985 less each year.
The least expensive car insurance company for new and young drivers in Olde Providence North
In Olde Providence North, State Farm costs young drivers $731 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Olde Providence North
Erie Insurance gave the largest car insurance discounts to married couples, averaging $294 saved each year compared to an average Olde Providence North couple's premiums.
The cheapest car insurance in Olde Providence North for drivers with bad credit
The best Olde Providence North car insurance company for customer service
Nationwide was the best company for customer service in Olde Providence North according to the NAIC.
Recent price drops
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The cheapest large national provider in Olde Providence North
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Olde Providence North driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Olde Providence North, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Olde Providence North
What Influences the Cost of Car Insurance in Olde Providence North?
On average, car insurance in Olde Providence North is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Olde Providence North are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Olde Providence North is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Olde Providence North is $63 per month for minimum coverage and $106 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Lansdowne: Insurance costs 5.91% more
- Foxcroft: Insurance costs 4.49% more
- Sardis Forest: Insurance costs 1.73% more
- Wessex Square: Insurance costs 2.13% more
- Stonehaven: Insurance costs 1.73% more
- Sharon Woods: Insurance costs 2.36% more
- Sherwood Forest: Insurance costs 4.18% more
- Sardis Woods: Insurance costs 1.81% more
- Oxford Hunt: Insurance costs 6.70% more
- Olde Providence South: Insurance costs 1.18% more
Neighborhoods with Similar Populations
- Rittersville: Insurance costs 19.62% more
- Mission Hills: Insurance costs 59.57% more
- Molholm Two Creeks: Insurance costs 69.90% more
- Nasons Corner: Insurance costs 22.54% less
- Nearnorthwest: Insurance costs 13.95% more
- Newton Square: Insurance costs 29.08% more
- North Meadow Brook: Insurance costs 0.32% more
- North Park Riverside: Insurance costs 73.60% more
- Old Town Manchester: Insurance costs 5.36% more
- Olde Orchard: Insurance costs 2.44% less