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Get Cheap Car Insurance in Wessex Square, Charlotte, NC
We monitor insurance prices, helping the average driver in Wessex Square save up to 33.1% on car insurance.
The Cheapest Minimum Coverage in Wessex Square
The chart below shows the cheapest car insurance company in Wessex Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Midvale Home & Auto, followed by Erie Insurance, Farm Bureau, and Progressive.
| Wessex Square Insurer | Monthly Cost |
|---|---|
| Midvale Home & Auto | $49 |
| Erie Insurance | $50 |
| Farm Bureau | $53 |
| Progressive | $56 |
Savings for Every Kind of Wessex Square Driver
Based on our extensive insurance data, we know the average Wessex Square driver will save about 19% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $249 per year by choosing the right vehicle insurance company. Some Wessex Square residents are paying out over $1,296 extra every year for auto insurance in Wessex Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Wessex Square, Charlotte, NC Savings / Yr. |
|---|---|
$249 |
|
$541 |
|
$394 |
|
$1,005 |
|
$746 |
|
$301 |
|
$451 |
Wessex Square Car Insurance vs. Charlotte
People living in Wessex Square pay an average of 3.66% more than the typical driver in the state. The average driver in Wessex Square can expect to pay about $776 per year, or $1,296 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Wessex Square for most people.
Car Insurance Prices by Wessex Square Neighborhood
Insurance Prices
Where is insurance cheapest within Wessex Square?
The map shows insurance prices in and around Wessex Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $79 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,339 to a low of $1,260. Insurance prices tend to be higher for those living in the Central area, and lower for those with homes in the Southwest parts of Wessex Square.Pick the Best Car Insurance Company for You in Wessex Square
The best car insurance provider for most drivers in Wessex Square
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $249 over the average Wessex Square car insurance company.
The best car insurance provider for Wessex Square drivers with accidents on their records
In our analysis, Erie Insurance saved the average person who had been in an accident the most, with annual savings averaging $541 over the competition.
The best car insurance company for Wessex Square drivers with speeding tickets
>Farm Bureau gave the average person with a speeding ticket the most savings, averaging $394 better than other car insurance companies.
The best auto insurance for Wessex Square drivers with a DUI conviction
Getting a quote from Kemper may cost the average person with a DUI about $1,005 less each year.
The least expensive car insurance company for new and young drivers in Wessex Square
In Wessex Square, State Farm costs young drivers $746 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Wessex Square
Erie Insurance gave the largest car insurance discounts to married couples, averaging $301 saved each year compared to an average Wessex Square couple's premiums.
The cheapest car insurance in Wessex Square for drivers with bad credit
The best Wessex Square car insurance company for customer service
Nationwide was the best company for customer service in Wessex Square according to the NAIC.
Recent price drops
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The cheapest large national provider in Wessex Square
For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Wessex Square driver can expect to pay about $87 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Wessex Square, USAA has the best prices for none of the categories above.Auto Insurance Prices in and Around Wessex Square
What Influences the Cost of Car Insurance in Wessex Square?
On average, car insurance in Wessex Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Wessex Square is 30 minutes, which is a little more than average for a driver in the city.
- North Carolina state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Wessex Square are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A- according to CrimeGrade.org.
- Wessex Square is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Wessex Square is $65 per month for minimum coverage and $108 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Olde Providence South: Insurance costs 0.93% less
- Rain Tree: Insurance costs 3.24% more
- Oxford Hunt: Insurance costs 4.48% more
- Olde Providence North: Insurance costs 2.08% less
- Sharon Woods: Insurance costs 0.23% more
- Hembstead: Insurance costs 3.55% less
- Sardis Forest: Insurance costs 0.39% less
- Carmel: Insurance costs 0.39% less
- Lansdowne: Insurance costs 3.70% more
- Beverly Woods: Insurance costs 3.63% less
Neighborhoods with Similar Populations
- Boulevard Heights: Insurance costs 55.02% more
- Sunbow: Insurance costs 52.62% more
- Jewell Heights-Hoffman Heights: Insurance costs 75.77% more
- Holly: Insurance costs 27.85% more
- Prides Crossing: Insurance costs 58.87% more
- Naples-Marina Area: Insurance costs 66.36% more
- Nora: Insurance costs 3.94% less
- North Oakland: Insurance costs 16.36% more
- Northeast Durham: Insurance costs 3.94% more
- Northland Lyceum: Insurance costs 93.44% more