Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Jewell Heights-Hoffman Heights, Aurora, CO

We monitor insurance prices, helping the average driver in Jewell Heights-Hoffman Heights save up to 30.1% on car insurance.

 

Start Saving

;

The Cheapest Minimum Coverage in Jewell Heights-Hoffman Heights

The chart below shows the cheapest car insurance company in Jewell Heights-Hoffman Heights for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.

 
Jewell Heights-Hoffman Heights Insurer Monthly Cost
State Farm $78
Bristol West $92
Safeco Insurance $93
Geico $96

Savings for Every Kind of Jewell Heights-Hoffman Heights Driver

The table shows how much the average auto insurance customer in Jewell Heights-Hoffman Heights might save by following our recommendations.

Based on our extensive insurance data, we know the average Jewell Heights-Hoffman Heights driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $488 per year by choosing the right vehicle insurance company. Some Jewell Heights-Hoffman Heights residents are paying out over $2,278 extra every year for auto insurance in Jewell Heights-Hoffman Heights. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Situation
Jewell Heights-Hoffman Heights, Aurora, CO Savings / Yr.
Drivers with good records
$488
Drivers with accidents
$870
Drivers with speeding tickets
$700
Drivers with a DUI conviction
$749
Young drivers
$2,216
Married drivers
$587
Drivers with bad credit
$859

Jewell Heights-Hoffman Heights Car Insurance vs. Aurora

People living in Jewell Heights-Hoffman Heights pay an average of 20.54% more than the typical driver in the state. The average driver in Jewell Heights-Hoffman Heights can expect to pay about $1,331 per year, or $2,278 for full coverage.

Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Jewell Heights-Hoffman Heights for most people.

Car Insurance Prices by Jewell Heights-Hoffman Heights Neighborhood

Jewell Heights-Hoffman Heights, Aurora, CO map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Jewell Heights-Hoffman Heights?

The map shows insurance prices in and around Jewell Heights-Hoffman Heights, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $143 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,348 to a low of $2,205. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Southwest parts of Jewell Heights-Hoffman Heights.

Pick the Best Car Insurance Company for You in Jewell Heights-Hoffman Heights

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Jewell Heights-Hoffman Heights insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Jewell Heights-Hoffman Heights

For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $488 over the average Jewell Heights-Hoffman Heights car insurance company.

Visit Site

We use the average good driver, paying $149 per month, as our baseline for pricing in Jewell Heights-Hoffman Heights. Geico, Travelers, and Auto-Owners Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Jewell Heights-Hoffman Heights drivers with accidents on their records

In Jewell Heights-Hoffman Heights getting into an accident will raise premiums an average 34% for a yearly cost of $3,435. That's $1,157 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Travelers, and Bristol West are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $870 over the competition.

Visit Site

The best car insurance company for Jewell Heights-Hoffman Heights drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $700 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Jewell Heights-Hoffman Heights, tickets raise premiums on new quotes about $779. If you have a speeding ticket, we recommend State Farm, Geico, and Bristol West for savings that beat the average insurance cost of $3,057 per year.

The best auto insurance for Jewell Heights-Hoffman Heights drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $3,589 per year in auto insurance premiums, which was $1,310 more than a driver with no major issues. State Farm, Travelers, and Bristol West penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $749 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Jewell Heights-Hoffman Heights

In Jewell Heights-Hoffman Heights, State Farm costs young drivers $2,216 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Jewell Heights-Hoffman Heights. With an average cost of $7,371 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and American Family Insurance try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Jewell Heights-Hoffman Heights

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $146. State Farm, Geico, and Progressive provided the largest discounts to couples living in Jewell Heights-Hoffman Heights.

State Farm gave the largest car insurance discounts to married couples, averaging $587 saved each year compared to an average Jewell Heights-Hoffman Heights couple's premiums.

Visit Site

The cheapest car insurance in Jewell Heights-Hoffman Heights for drivers with bad credit

People with poor credit saved an average of $859 with Geico.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,299 every year. Premiums for people with poor credit were about $3,578 in Jewell Heights-Hoffman Heights. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Bristol West.

The best Jewell Heights-Hoffman Heights car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Jewell Heights-Hoffman Heights, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Jewell Heights-Hoffman Heights.

Nationwide was the best company for customer service in Jewell Heights-Hoffman Heights according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Jewell Heights-Hoffman Heights, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Jewell Heights-Hoffman Heights. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Jewell Heights-Hoffman Heights

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 63% of Jewell Heights-Hoffman Heights residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Travelers tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Jewell Heights-Hoffman Heights driver can expect to pay about $128 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Jewell Heights-Hoffman Heights, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Jewell Heights-Hoffman Heights

What Influences the Cost of Car Insurance in Jewell Heights-Hoffman Heights?

On average, car insurance in Jewell Heights-Hoffman Heights is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Jewell Heights-Hoffman Heights is 33 minutes, which is a little more than average for a driver in the city.
  • Colorado state insurance regulations may require higher prices.
  • An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Jewell Heights-Hoffman Heights are lower than average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
  • Jewell Heights-Hoffman Heights is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Jewell Heights-Hoffman Heights is $111 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Jewell Heights-Hoffman Heights driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Jewell Heights-Hoffman Heights with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.