Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Highland Park, Aurora, CO
We monitor insurance prices, helping the average driver in Highland Park save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Highland Park
The chart below shows the cheapest car insurance company in Highland Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Highland Park Insurer | Monthly Cost |
|---|---|
| State Farm | $78 |
| Bristol West | $92 |
| Safeco Insurance | $94 |
| Geico | $96 |
Savings for Every Kind of Highland Park Driver
Based on our extensive insurance data, we know the average Highland Park driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $489 per year by choosing the right vehicle insurance company. Some Highland Park residents are paying out over $2,283 extra every year for auto insurance in Highland Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Highland Park, Aurora, CO Savings / Yr. |
|---|---|
$489 |
|
$872 |
|
$702 |
|
$750 |
|
$2,220 |
|
$588 |
|
$861 |
Highland Park Car Insurance vs. Aurora
People living in Highland Park pay an average of 20.79% more than the typical driver in the state. The average driver in Highland Park can expect to pay about $1,334 per year, or $2,283 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Highland Park for most people.
Car Insurance Prices by Highland Park Neighborhood
Insurance Prices
Where is insurance cheapest within Highland Park?
The map shows insurance prices in and around Highland Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $245 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,392 to a low of $2,147. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the East parts of Highland Park.Pick the Best Car Insurance Company for You in Highland Park
The best car insurance provider for most drivers in Highland Park
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $489 over the average Highland Park car insurance company.
The best car insurance provider for Highland Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $872 over the competition.
The best car insurance company for Highland Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $702 better than other car insurance companies.
The best auto insurance for Highland Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $750 less each year.
The least expensive car insurance company for new and young drivers in Highland Park
In Highland Park, State Farm costs young drivers $2,220 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Highland Park
State Farm gave the largest car insurance discounts to married couples, averaging $588 saved each year compared to an average Highland Park couple's premiums.
The cheapest car insurance in Highland Park for drivers with bad credit
The best Highland Park car insurance company for customer service
Nationwide was the best company for customer service in Highland Park according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Highland Park, which was better than other insurers.
The cheapest large national provider in Highland Park
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Highland Park driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Highland Park, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Highland Park
What Influences the Cost of Car Insurance in Highland Park?
On average, car insurance in Highland Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Highland Park is 33 minutes, which is a little more than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 18 to 19 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Highland Park are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D- according to CrimeGrade.org.
- Highland Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Highland Park is $111 per month for minimum coverage and $190 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Highline Villages: Insurance costs 3.68% more
- Delmar Parkway: Insurance costs 1.01% less
- Expo Park: Insurance costs 1.71% more
- Lynn Knoll: Insurance costs 0.22% more
- Jewell Heights-Hoffman Heights: Insurance costs 0.22% less
- Aurora Hills: Insurance costs 2.58% less
- North Aurora: Insurance costs 2.32% more
- City Center North: Insurance costs 0.83% less
- Chambers Heights: Insurance costs 0.83% more
- Utah Park: Insurance costs 4.73% less
Neighborhoods with Similar Populations
- Woodridge: Insurance costs 4.07% more
- Aspen: Insurance costs 13.40% less
- Bayshore: Insurance costs 38.24% more
- North Waco: Insurance costs 21.38% less
- Lanning Square: Insurance costs 10.82% less
- Leawood: Insurance costs 39.82% less
- Lincoln-Lemington-Belmar: Insurance costs 25.76% less
- Lykins: Insurance costs 9.07% less
- Marietta Historic District: Insurance costs 52.30% less
- Meredith Parkwood: Insurance costs 3.20% less