Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.

Get Cheap Car Insurance in Lanning Square, Camden, NJ

We monitor insurance prices, helping the average driver in Lanning Square save up to 37.9% on car insurance.

 

Start Saving

The Cheapest Minimum Coverage in Lanning Square

The chart below shows the cheapest car insurance company in Lanning Square for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Geico, Plymouth Rock Assurance, and NJM.

 
Lanning Square Insurer Monthly Cost
State Farm $68
Geico $70
Plymouth Rock Assurance $86
NJM $102

Savings for Every Kind of Lanning Square Driver

The table shows how much the average auto insurance customer in Lanning Square might save by following our recommendations.

Based on our extensive insurance data, we know the average Lanning Square driver will save about 26% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $534 per year by choosing the right vehicle insurance company. Some Lanning Square residents are paying out over $2,036 extra every year for auto insurance in Lanning Square. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Lanning Square Car Insurance vs. Camden

People living in Lanning Square pay an average of 12.09% more than the typical driver in the state. The average driver in Lanning Square can expect to pay about $1,214 per year, or $2,036 for full coverage.

Based on our analysis, Geico will be the cheapest provider in Lanning Square for most people.

Car Insurance Prices by Lanning Square Neighborhood

Lanning Square, Camden, NJ map of insurance costs by zip code and neighborhood

Insurance Prices

More expensive
Average
Less expensive

Where is insurance cheapest within Lanning Square?

The map shows insurance prices in and around Lanning Square, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $441 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,446 to a low of $2,005. Insurance prices tend to be higher for those living in the South area, and lower for those with homes in the Northwest parts of Lanning Square.

Pick the Best Car Insurance Company for You in Lanning Square

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Lanning Square insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Lanning Square

For drivers with clean driving records and no major strikes, Geico is the best option, with annual savings of $534 over the average Lanning Square car insurance company.

Visit Site

We use the average good driver, paying $125 per month, as our baseline for pricing in Lanning Square. Geico, NJM, and Plymouth Rock Assurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Lanning Square drivers with accidents on their records

In Lanning Square getting into an accident will raise premiums an average 35% for a yearly cost of $3,147. That's $1,112 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, Geico, NJM, and Plymouth Rock Assurance are good choices for drivers with accidents.

In our analysis, NJM saved the average person who had been in an accident the most, with annual savings averaging $990 over the competition.

Visit Site

The best car insurance company for Lanning Square drivers with speeding tickets

>Geico gave the average person with a speeding ticket the most savings, averaging $760 better than other car insurance companies.

Visit Site

Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Lanning Square, tickets raise premiums on new quotes about $433. If you have a speeding ticket, we recommend State Farm, Geico, and Plymouth Rock Assurance for savings that beat the average insurance cost of $2,468 per year.

The best auto insurance for Lanning Square drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,782 per year in auto insurance premiums, which was $747 more than a driver with no major issues. Geico, Progressive, and NJM penalized their customers the least for a DUI.

Getting a quote from NJM may cost the average person with a DUI about $656 less each year.

Visit Site

The least expensive car insurance company for new and young drivers in Lanning Square

In Lanning Square, Geico costs young drivers $2,633 less each year versus the average auto insurance bill.

Visit Site

Teen drivers account for more than their share of accidents, and thus end up paying about 71% more for insurance than more mature drivers in Lanning Square. With an average cost of $6,942 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Geico, and NJM try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Lanning Square

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $77. State Farm, Geico, and Plymouth Rock Assurance provided the largest discounts to couples living in Lanning Square.

Geico gave the largest car insurance discounts to married couples, averaging $513 saved each year compared to an average Lanning Square couple's premiums.

Visit Site

The cheapest car insurance in Lanning Square for drivers with bad credit

People with poor credit saved an average of $798 with NJM.

Visit Site

Many people are surprised that their poor credit score can cost them an average of $1,212 every year. Premiums for people with poor credit were about $3,247 in Lanning Square. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Progressive, and NJM.

The best Lanning Square car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Lanning Square, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks NJM as the best provider in Lanning Square.

Nationwide was the best company for customer service in Lanning Square according to the NAIC.

Visit Site

Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Lanning Square, which was better than other insurers.

Visit Site

During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Lanning Square. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Lanning Square

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 62% of Lanning Square residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, Geico tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend Geico for pricing. The average Lanning Square driver can expect to pay about $112 per month.

Visit Site

What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Lanning Square, USAA has the best prices for none of the categories above.
Get USAA (An excellent choice if you qualify)

Auto Insurance Prices in and Around Lanning Square

What Influences the Cost of Car Insurance in Lanning Square?

On average, car insurance in Lanning Square is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Lanning Square is 30 minutes, which is far less than average for a driver in the city.
  • New Jersey state insurance regulations may require higher prices.
  • An average of 0 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Lanning Square are among the lowest in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of B according to CrimeGrade.org.
  • Lanning Square is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.

As a result of these and other factors, the average cost of car insurance in Lanning Square is $101 per month for minimum coverage and $170 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Lanning Square driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Lanning Square with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.