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Get Cheap Car Insurance in Terrell Wells, San Antonio, TX
We monitor insurance prices, helping the average driver in Terrell Wells save up to 34.2% on car insurance.
The Cheapest Minimum Coverage in Terrell Wells
The chart below shows the cheapest car insurance company in Terrell Wells for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through Clearcover, followed by Mile Auto, Progressive, and State Farm.
| Terrell Wells Insurer | Monthly Cost |
|---|---|
| Clearcover | $51 |
| Mile Auto | $67 |
| Progressive | $69 |
| State Farm | $74 |
Savings for Every Kind of Terrell Wells Driver
Based on our extensive insurance data, we know the average Terrell Wells driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $408 per year by choosing the right vehicle insurance company. Some Terrell Wells residents are paying out over $1,981 extra every year for auto insurance in Terrell Wells. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Terrell Wells, San Antonio, TX Savings / Yr. |
|---|---|
$408 |
|
$933 |
|
$822 |
|
$942 |
|
$1,434 |
|
$541 |
|
$592 |
Terrell Wells Car Insurance vs. San Antonio
People living in Terrell Wells pay an average of 1.39% more than the typical driver in the state. The average driver in Terrell Wells can expect to pay about $1,180 per year, or $1,981 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Terrell Wells for most people.
Car Insurance Prices by Terrell Wells Neighborhood
Insurance Prices
Where is insurance cheapest within Terrell Wells?
The map shows insurance prices in and around Terrell Wells, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $224 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $2,107 to a low of $1,883. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northeast parts of Terrell Wells.Pick the Best Car Insurance Company for You in Terrell Wells
The best car insurance provider for most drivers in Terrell Wells
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $408 over the average Terrell Wells car insurance company.
The best car insurance provider for Terrell Wells drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $933 over the competition.
The best car insurance company for Terrell Wells drivers with speeding tickets
>Mile Auto gave the average person with a speeding ticket the most savings, averaging $822 better than other car insurance companies.
The best auto insurance for Terrell Wells drivers with a DUI conviction
Getting a quote from Mile Auto may cost the average person with a DUI about $942 less each year.
The least expensive car insurance company for new and young drivers in Terrell Wells
In Terrell Wells, State Farm costs young drivers $1,434 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Terrell Wells
State Farm gave the largest car insurance discounts to married couples, averaging $541 saved each year compared to an average Terrell Wells couple's premiums.
The cheapest car insurance in Terrell Wells for drivers with bad credit
The best Terrell Wells car insurance company for customer service
Nationwide was the best company for customer service in Terrell Wells according to the NAIC.
Recent price drops
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The cheapest large national provider in Terrell Wells
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Terrell Wells driver can expect to pay about $129 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Terrell Wells, USAA has the best prices for drivers with a DUI conviction, good drivers, married couples, drivers with accidents, young drivers, drivers with speeding tickets, and drivers with bad credit.Auto Insurance Prices in and Around Terrell Wells
What Influences the Cost of Car Insurance in Terrell Wells?
On average, car insurance in Terrell Wells is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Terrell Wells is 32 minutes, which is a little more than average for a driver in the city.
- Texas state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Terrell Wells are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are high, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
- Terrell Wells has an average population density in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Terrell Wells is $98 per month for minimum coverage and $165 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Kingsborough Ridge: Insurance costs 4.54% less
- Tierra Linda: Insurance costs 1.62% more
- Columbia Heights: Insurance costs 0.45% more
- South Southwest: Insurance costs 3.33% less
- Mission San Jose: Insurance costs 2.12% less
- Quintana Community: Insurance costs 2.47% more
- Palm Heights: Insurance costs 0.40% more
- Riverside South: Insurance costs 0.50% less
- Hot Wells: Insurance costs 0.56% less
- Collins Gardens: Insurance costs 1.26% less
Neighborhoods with Similar Populations
- Downtown West: Insurance costs 22.16% less
- Venerable Flackville: Insurance costs 27.81% less
- Upper Rattlesnake: Insurance costs 23.47% less
- Fremont Park: Insurance costs 24.18% more
- Fairway Estates: Insurance costs 9.74% less
- Embudo Canyon: Insurance costs 19.23% less
- Ellis Lake: Insurance costs 14.03% more
- El Paso Lower Valley: Insurance costs 1.21% less
- Eden Isle: Insurance costs 21.00% more
- East Village: Insurance costs 0.15% more