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Get Cheap Car Insurance in Embudo Canyon, Albuquerque, NM
We monitor insurance prices, helping the average driver in Embudo Canyon save up to 31.4% on car insurance.
The Cheapest Minimum Coverage in Embudo Canyon
The chart below shows the cheapest car insurance company in Embudo Canyon for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Gainsco, and Geico.
| Embudo Canyon Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Farm Bureau | $58 |
| Gainsco | $62 |
| Geico | $66 |
Savings for Every Kind of Embudo Canyon Driver
Based on our extensive insurance data, we know the average Embudo Canyon driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $357 per year by choosing the right vehicle insurance company. Some Embudo Canyon residents are paying out over $1,600 extra every year for auto insurance in Embudo Canyon. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Embudo Canyon, Albuquerque, NM Savings / Yr. |
|---|---|
$357 |
|
$809 |
|
$612 |
|
$704 |
|
$1,551 |
|
$442 |
|
$440 |
Embudo Canyon Car Insurance vs. Albuquerque
People living in Embudo Canyon pay an average of 6.49% more than the typical driver in the state. The average driver in Embudo Canyon can expect to pay about $826 per year, or $1,600 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Embudo Canyon for most people.
Car Insurance Prices by Embudo Canyon Neighborhood
Insurance Prices
Where is insurance cheapest within Embudo Canyon?
The map shows insurance prices in and around Embudo Canyon, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $145 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,688 to a low of $1,543. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the South parts of Embudo Canyon.Pick the Best Car Insurance Company for You in Embudo Canyon
The best car insurance provider for most drivers in Embudo Canyon
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $357 over the average Embudo Canyon car insurance company.
The best car insurance provider for Embudo Canyon drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $809 over the competition.
The best car insurance company for Embudo Canyon drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $612 better than other car insurance companies.
The best auto insurance for Embudo Canyon drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $704 less each year.
The least expensive car insurance company for new and young drivers in Embudo Canyon
In Embudo Canyon, State Farm costs young drivers $1,551 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Embudo Canyon
State Farm gave the largest car insurance discounts to married couples, averaging $442 saved each year compared to an average Embudo Canyon couple's premiums.
The cheapest car insurance in Embudo Canyon for drivers with bad credit
The best Embudo Canyon car insurance company for customer service
Nationwide was the best company for customer service in Embudo Canyon according to the NAIC.
Recent price drops
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The cheapest large national provider in Embudo Canyon
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Embudo Canyon driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Embudo Canyon, USAA has the best prices for young drivers, drivers with accidents, good drivers, married couples, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Embudo Canyon
What Influences the Cost of Car Insurance in Embudo Canyon?
On average, car insurance in Embudo Canyon is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Embudo Canyon is 27 minutes, which is about the national average for a driver in the city.
- New Mexico state insurance regulations may allow for lower prices.
- An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Embudo Canyon are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Embudo Canyon is a lightly populated area in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Embudo Canyon is $69 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Princess Jeanne: Insurance costs 4.50% more
- Singing Arrow: Insurance costs 11.38% more
- South Los Altos: Insurance costs 4.69% more
- Tijeras Arroyo: Insurance costs 2.94% more
- La Mesa: Insurance costs 8.25% more
- Trumbull Village: Insurance costs 8.13% more
- Uptown: Insurance costs 1.19% more
- Academy Hills Park: Insurance costs 0.19% less
- South San Pedro: Insurance costs 5.88% more
- Heritage East: Insurance costs 1.25% less
Neighborhoods with Similar Populations
- South Broadway: Insurance costs 6.44% more
- Santa Fe: Insurance costs 50.25% more
- Debaliviere Place: Insurance costs 34.50% more
- Dahlman: Insurance costs 9.19% less
- Crossroads-Riverbank: Insurance costs 29.25% more
- Craig Farms: Insurance costs 46.88% more
- Coytesville: Insurance costs 47.31% more
- Cory Lake Isles: Insurance costs 85.38% more
- South Beach Miami Beach: Insurance costs 88.25% more
- Doffing: Insurance costs 16.06% more