Coverage Watch does not have a financial relationship with any car insurance companies and quote providers. Everything displayed on the site is completely free from bias and based on legitimate data.
Get Cheap Car Insurance in Academy Hills Park, Albuquerque, NM
We monitor insurance prices, helping the average driver in Academy Hills Park save up to 31.4% on car insurance.
The Cheapest Minimum Coverage in Academy Hills Park
The chart below shows the cheapest car insurance company in Academy Hills Park for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Gainsco, and Geico.
| Academy Hills Park Insurer | Monthly Cost |
|---|---|
| State Farm | $49 |
| Farm Bureau | $58 |
| Gainsco | $62 |
| Geico | $66 |
Savings for Every Kind of Academy Hills Park Driver
Based on our extensive insurance data, we know the average Academy Hills Park driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $356 per year by choosing the right vehicle insurance company. Some Academy Hills Park residents are paying out over $1,597 extra every year for auto insurance in Academy Hills Park. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Academy Hills Park, Albuquerque, NM Savings / Yr. |
|---|---|
$356 |
|
$808 |
|
$611 |
|
$703 |
|
$1,548 |
|
$441 |
|
$439 |
Academy Hills Park Car Insurance vs. Albuquerque
People living in Academy Hills Park pay an average of 6.33% more than the typical driver in the state. The average driver in Academy Hills Park can expect to pay about $825 per year, or $1,597 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Academy Hills Park for most people.
Car Insurance Prices by Academy Hills Park Neighborhood
Insurance Prices
Where is insurance cheapest within Academy Hills Park?
The map shows insurance prices in and around Academy Hills Park, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $155 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,670 to a low of $1,515. Insurance prices tend to be higher for those living in the North area, and lower for those with homes in the West parts of Academy Hills Park.Pick the Best Car Insurance Company for You in Academy Hills Park
The best car insurance provider for most drivers in Academy Hills Park
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $356 over the average Academy Hills Park car insurance company.
The best car insurance provider for Academy Hills Park drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $808 over the competition.
The best car insurance company for Academy Hills Park drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $611 better than other car insurance companies.
The best auto insurance for Academy Hills Park drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $703 less each year.
The least expensive car insurance company for new and young drivers in Academy Hills Park
In Academy Hills Park, State Farm costs young drivers $1,548 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Academy Hills Park
State Farm gave the largest car insurance discounts to married couples, averaging $441 saved each year compared to an average Academy Hills Park couple's premiums.
The cheapest car insurance in Academy Hills Park for drivers with bad credit
The best Academy Hills Park car insurance company for customer service
Nationwide was the best company for customer service in Academy Hills Park according to the NAIC.
Recent price drops
In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Academy Hills Park, which was better than other insurers.
The cheapest large national provider in Academy Hills Park
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Academy Hills Park driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Academy Hills Park, USAA has the best prices for young drivers, drivers with accidents, good drivers, married couples, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Academy Hills Park
What Influences the Cost of Car Insurance in Academy Hills Park?
On average, car insurance in Academy Hills Park is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Academy Hills Park is 27 minutes, which is about the national average for a driver in the city.
- New Mexico state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Academy Hills Park are among the highest in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are moderate, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Academy Hills Park is one of the least populated areas in the state. The neighborhood’s density could result in a price decrease for drivers.
As a result of these and other factors, the average cost of car insurance in Academy Hills Park is $69 per month for minimum coverage and $133 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Heritage East: Insurance costs 1.06% less
- North Wyoming: Insurance costs 1.69% less
- N Albuquerque Acres: Insurance costs 0.69% less
- Academy Acres North: Insurance costs 1.38% less
- Del Norte: Insurance costs 1.63% more
- Nor Este: Insurance costs 0.44% less
- Uptown: Insurance costs 1.38% more
- Hodgin: Insurance costs 1.31% more
- McKinley: Insurance costs 3.57% more
- Princess Jeanne: Insurance costs 4.70% more
Neighborhoods with Similar Populations
- City in the Hills: Insurance costs 20.66% more
- Downtown Geneva: Insurance costs 30.06% less
- North Lake Waco: Insurance costs 6.76% more
- Lincoln: Insurance costs 26.36% more
- Agua Dulce: Insurance costs 10.02% more
- Evergreen Meadows: Insurance costs 20.91% more
- The Palisades: Insurance costs 23.23% more
- Conant Gardens: Insurance costs 148.34% more
- Deercreek: Insurance costs 59.80% more
- Downtown Ashland: Insurance costs 31.00% less