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Get Cheap Car Insurance in Academy Acres North, Albuquerque, NM
We monitor insurance prices, helping the average driver in Academy Acres North save up to 31.4% on car insurance.
The Cheapest Minimum Coverage in Academy Acres North
The chart below shows the cheapest car insurance company in Academy Acres North for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Gainsco, and Geico.
| Academy Acres North Insurer | Monthly Cost |
|---|---|
| State Farm | $48 |
| Farm Bureau | $57 |
| Gainsco | $62 |
| Geico | $65 |
Savings for Every Kind of Academy Acres North Driver
Based on our extensive insurance data, we know the average Academy Acres North driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $351 per year by choosing the right vehicle insurance company. Some Academy Acres North residents are paying out over $1,575 extra every year for auto insurance in Academy Acres North. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Academy Acres North, Albuquerque, NM Savings / Yr. |
|---|---|
$351 |
|
$797 |
|
$603 |
|
$693 |
|
$1,527 |
|
$435 |
|
$433 |
Academy Acres North Car Insurance vs. Albuquerque
People living in Academy Acres North pay an average of 4.86% more than the typical driver in the state. The average driver in Academy Acres North can expect to pay about $814 per year, or $1,575 for full coverage.
Based on our analysis, State Farm will be the cheapest provider in Academy Acres North for most people.
Car Insurance Prices by Academy Acres North Neighborhood
Insurance Prices
Where is insurance cheapest within Academy Acres North?
The map shows insurance prices in and around Academy Acres North, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $166 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,657 to a low of $1,491. Insurance prices tend to be higher for those living in the West area, and lower for those with homes in the Northeast parts of Academy Acres North.Pick the Best Car Insurance Company for You in Academy Acres North
The best car insurance provider for most drivers in Academy Acres North
For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $351 over the average Academy Acres North car insurance company.
The best car insurance provider for Academy Acres North drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $797 over the competition.
The best car insurance company for Academy Acres North drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $603 better than other car insurance companies.
The best auto insurance for Academy Acres North drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $693 less each year.
The least expensive car insurance company for new and young drivers in Academy Acres North
In Academy Acres North, State Farm costs young drivers $1,527 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Academy Acres North
State Farm gave the largest car insurance discounts to married couples, averaging $435 saved each year compared to an average Academy Acres North couple's premiums.
The cheapest car insurance in Academy Acres North for drivers with bad credit
The best Academy Acres North car insurance company for customer service
Nationwide was the best company for customer service in Academy Acres North according to the NAIC.
Recent price drops
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The cheapest large national provider in Academy Acres North
For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Academy Acres North driver can expect to pay about $97 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Academy Acres North, USAA has the best prices for young drivers, drivers with accidents, good drivers, married couples, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.Auto Insurance Prices in and Around Academy Acres North
What Influences the Cost of Car Insurance in Academy Acres North?
On average, car insurance in Academy Acres North is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- New Mexico state insurance regulations may allow for lower prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Academy Acres North are higher than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are low, with a Vehicle Theft Crime Grade of D according to CrimeGrade.org.
- Academy Acres North is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Academy Acres North is $68 per month for minimum coverage and $131 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Del Norte: Insurance costs 3.05% more
- North Wyoming: Insurance costs 0.32% less
- Hodgin: Insurance costs 2.73% more
- Vista del Norte: Insurance costs 2.16% more
- Heritage East: Insurance costs 0.32% more
- Academy Hills Park: Insurance costs 1.40% more
- Nor Este: Insurance costs 0.95% more
- McKinley: Insurance costs 5.02% more
- Alamedan Valley: Insurance costs 4.57% more
- Uptown: Insurance costs 2.79% more
Neighborhoods with Similar Populations
- Pinellas Point: Insurance costs 89.08% more
- Highlands Historic District: Insurance costs 12.06% less
- Del Prado: Insurance costs 25.97% more
- Downtown Fayetteville: Insurance costs 10.29% less
- Audubon Place: Insurance costs the same
- Estrella-Goodyear: Insurance costs 16.76% more
- Hamlet: Insurance costs 54.79% more
- Covell Park: Insurance costs 25.71% more
- Lakewood Springs: Insurance costs 4.25% less
- University Park-Gainsville: Insurance costs 58.60% more