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Get Cheap Car Insurance in Princess Jeanne, Albuquerque, NM

We monitor insurance prices, helping the average driver in Princess Jeanne save up to 31.4% on car insurance.

 

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The Cheapest Minimum Coverage in Princess Jeanne

The chart below shows the cheapest car insurance company in Princess Jeanne for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Farm Bureau, Gainsco, and Geico.

 
Princess Jeanne Insurer Monthly Cost
State Farm $51
Farm Bureau $60
Gainsco $65
Geico $69

Savings for Every Kind of Princess Jeanne Driver

The table shows how much the average auto insurance customer in Princess Jeanne might save by following our recommendations.

Based on our extensive insurance data, we know the average Princess Jeanne driver will save about 22% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $373 per year by choosing the right vehicle insurance company. Some Princess Jeanne residents are paying out over $1,672 extra every year for auto insurance in Princess Jeanne. That cost may be even higher if you haven’t requested a new quote as your life situation changed.

Princess Jeanne Car Insurance vs. Albuquerque

People living in Princess Jeanne pay an average of 11.32% more than the typical driver in the state. The average driver in Princess Jeanne can expect to pay about $864 per year, or $1,672 for full coverage.

Based on our analysis, State Farm will be the cheapest provider in Princess Jeanne for most people.

Car Insurance Prices by Princess Jeanne Neighborhood

Princess Jeanne, Albuquerque, NM map of insurance costs by zip code and neighborhood

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Where is insurance cheapest within Princess Jeanne?

The map shows insurance prices in and around Princess Jeanne, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $150 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,724 to a low of $1,574. Insurance prices tend to be higher for those living in the East area, and lower for those with homes in the Northwest parts of Princess Jeanne.

Pick the Best Car Insurance Company for You in Princess Jeanne

We have analyzed insurance costs for auto insurance customers based on the major variables that impact pricing. The results of our analysis are below, including US dollar savings. What about when you meet one or more of the criteria? For example, if you have both a DUI and a speeding ticket? Simply start with the Princess Jeanne insurance provider for whom we have posted the highest savings dollar figure.

The best car insurance provider for most drivers in Princess Jeanne

For drivers with clean driving records and no major strikes, State Farm is the best option, with annual savings of $373 over the average Princess Jeanne car insurance company.

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We use the average good driver, paying $108 per month, as our baseline for pricing in Princess Jeanne. State Farm, Travelers, and Safeco Insurance are all good choices for quotes if you have a clean record. See also the best providers for married people if you are married, and look for repeated company names.

The best car insurance provider for Princess Jeanne drivers with accidents on their records

In Princess Jeanne getting into an accident will raise premiums an average 38% for a yearly cost of $2,690. That's $1,019 per year more than a driver with no at-fault crashes on their driving record might pay. To avoid paying out more than you need to, State Farm, Nationwide, and Travelers are good choices for drivers with accidents.

In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $846 over the competition.

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The best car insurance company for Princess Jeanne drivers with speeding tickets

>State Farm gave the average person with a speeding ticket the most savings, averaging $640 better than other car insurance companies.

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Depending on the insurance company, a speeding ticket can actually raise insurance premiums more than getting in an accident. In Princess Jeanne, tickets raise premiums on new quotes about $709. If you have a speeding ticket, we recommend State Farm, Geico, and Gainsco for savings that beat the average insurance cost of $2,381 per year.

The best auto insurance for Princess Jeanne drivers with a DUI conviction

Getting a DUI can increase the cost of insurance dramatically. The average person with a DUI paid $2,667 per year in auto insurance premiums, which was $995 more than a driver with no major issues. State Farm, Progressive, and Kemper penalized their customers the least for a DUI.

Getting a quote from State Farm may cost the average person with a DUI about $736 less each year.

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The least expensive car insurance company for new and young drivers in Princess Jeanne

In Princess Jeanne, State Farm costs young drivers $1,621 less each year versus the average auto insurance bill.

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Teen drivers account for more than their share of accidents, and thus end up paying about 69% more for insurance than more mature drivers in Princess Jeanne. With an average cost of $5,361 per year (for young drivers who aren't on a parent's plan), car insurance for inexperienced drivers can’t ever be called "cheap." A few companies like State Farm, Nationwide, and Farm Bureau try to attract these younger drivers with lower prices in the hopes that they will stay with the company.

The best marriage discounts for vehicle insurance in Princess Jeanne

Not everything is an excuse for the auto insurance companies to charge you more. Getting married provides an average discount of $105. State Farm, Geico, and Progressive provided the largest discounts to couples living in Princess Jeanne.

State Farm gave the largest car insurance discounts to married couples, averaging $462 saved each year compared to an average Princess Jeanne couple's premiums.

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The cheapest car insurance in Princess Jeanne for drivers with bad credit

People with poor credit saved an average of $460 with Gainsco.

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Many people are surprised that their poor credit score can cost them an average of $912 every year. Premiums for people with poor credit were about $2,584 in Princess Jeanne. However, some insurance companies do not take credit score into account. If you have a credit score below 575, get quotes from Geico, Nationwide, and Gainsco.

The best Princess Jeanne car insurance company for customer service

Many car insurance companies over the years have struggled with customer service. In Princess Jeanne, the National Association of Insurance Commissioners (NAIC) ranks Nationwide as the best. Another valuable metric: JD Power ranks American Family Insurance as the best provider in Princess Jeanne.

Nationwide was the best company for customer service in Princess Jeanne according to the NAIC.

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Recent price drops

Due to improvements in our tracking and methodology, we are unable to show price change data for the most recent year. This data will return next year (2023).

In 2020, at the peak of the global pandemic, {{top1_2020pricedrop_company}} changed their average price {{top1_2020pricedrop_company_percentage}}% in Princess Jeanne, which was better than other insurers.

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During the Covid-19 pandemic a few insurance companies realized people were driving less and struggling overall. They proactively lowered their rates for many customers in Princess Jeanne. We think helping communities in a time of need deserves special attention. Many insurance companies have advertisements telling us how much they care: we prefer to look at their actions.

The cheapest large national provider in Princess Jeanne

Many customers have informed us that they prefer to work with large national brands. Maybe they're one of the 32% of Princess Jeanne residents who are renting, and don't plan to be in the neighborhood or city for very long. Or maybe national recognition and funds make people feel more secure with a large provider. Regardless, State Farm tends to have the lowest prices for most drivers.

For customers who prefer to work with large national providers, we recommend State Farm for pricing. The average Princess Jeanne driver can expect to pay about $97 per month.

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What About USAA?

JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Princess Jeanne, USAA has the best prices for young drivers, drivers with accidents, good drivers, married couples, drivers with speeding tickets, drivers with a DUI conviction, and drivers with bad credit.
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Auto Insurance Prices in and Around Princess Jeanne

What Influences the Cost of Car Insurance in Princess Jeanne?

On average, car insurance in Princess Jeanne is more expensive than the rest of the state. These high prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:

  • The average commute time in Princess Jeanne is 31 minutes, which is far more than average for a driver in the city.
  • New Mexico state insurance regulations may allow for lower prices.
  • An average of 1 to 2 weeks with snow on the ground, which impacts accident rates.
  • Marriage rates in Princess Jeanne are about average in the state, and marriage often results in car insurance discounts.
  • Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of D+ according to CrimeGrade.org.
  • Princess Jeanne has an average population density in the state. The neighborhood’s density could result in a price increase for drivers.

As a result of these and other factors, the average cost of car insurance in Princess Jeanne is $72 per month for minimum coverage and $139 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.

Car Insurance in Nearby Neighborhoods

Neighborhoods with Similar Populations

* Who is the average Princess Jeanne driver? Based on national demographic data provided by BestNeighborhood, we took a single unmarried man living in central Princess Jeanne with good (but not perfect) credit driving a used midsized sedan. Data sources: proprietary data collection and analysis, unique to CoverageWatch.org All content copyright CoverageWatch.org. Journalists and other websites are free to cite any data with attribution.