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Get Cheap Car Insurance in Fairway Estates, Fort Collins, CO
We monitor insurance prices, helping the average driver in Fairway Estates save up to 30.1% on car insurance.
The Cheapest Minimum Coverage in Fairway Estates
The chart below shows the cheapest car insurance company in Fairway Estates for a driver with a good record seeking minimum coverage on a mid-grade used vehicle. Values are estimated, and premiums may be lower or higher, but should be in an accurate order for a good driver. In general, drivers with good records will get the best prices through State Farm, followed by Bristol West, Safeco Insurance, and Geico.
| Fairway Estates Insurer | Monthly Cost |
|---|---|
| State Farm | $61 |
| Bristol West | $72 |
| Safeco Insurance | $73 |
| Geico | $75 |
Savings for Every Kind of Fairway Estates Driver
Based on our extensive insurance data, we know the average Fairway Estates driver will save about 21% on car insurance. This isn’t marketing: this is unbiased data with no financial influence. The best auto insurance company depends on factors such as your driving record, home location, credit score, marital status, and age. The average driver will find themselves saving $383 per year by choosing the right vehicle insurance company. Some Fairway Estates residents are paying out over $1,788 extra every year for auto insurance in Fairway Estates. That cost may be even higher if you haven’t requested a new quote as your life situation changed.
Situation |
Fairway Estates, Fort Collins, CO Savings / Yr. |
|---|---|
$383 |
|
$683 |
|
$550 |
|
$587 |
|
$1,738 |
|
$461 |
|
$674 |
Fairway Estates Car Insurance vs. Fort Collins
People living in Fairway Estates pay an average of 5.41% less than the typical driver in the state. The average driver in Fairway Estates can expect to pay about $1,044 per year, or $1,788 for full coverage.
Based on our analysis, Auto-Owners Insurance will be the cheapest provider in Fairway Estates for most people.
Car Insurance Prices by Fairway Estates Neighborhood
Insurance Prices
Where is insurance cheapest within Fairway Estates?
The map shows insurance prices in and around Fairway Estates, with more expensive areas in red and places with cheaper car insurance in green. Insurance can vary by as much as $175 per year within the neighborhood boundaries, with insurance premiums ranging from a high of $1,891 to a low of $1,716. Insurance prices tend to be higher for those living in the Southwest area, and lower for those with homes in the Central parts of Fairway Estates.Pick the Best Car Insurance Company for You in Fairway Estates
The best car insurance provider for most drivers in Fairway Estates
For drivers with clean driving records and no major strikes, Auto-Owners Insurance is the best option, with annual savings of $383 over the average Fairway Estates car insurance company.
The best car insurance provider for Fairway Estates drivers with accidents on their records
In our analysis, State Farm saved the average person who had been in an accident the most, with annual savings averaging $683 over the competition.
The best car insurance company for Fairway Estates drivers with speeding tickets
>State Farm gave the average person with a speeding ticket the most savings, averaging $550 better than other car insurance companies.
The best auto insurance for Fairway Estates drivers with a DUI conviction
Getting a quote from State Farm may cost the average person with a DUI about $587 less each year.
The least expensive car insurance company for new and young drivers in Fairway Estates
In Fairway Estates, State Farm costs young drivers $1,738 less each year versus the average auto insurance bill.
The best marriage discounts for vehicle insurance in Fairway Estates
State Farm gave the largest car insurance discounts to married couples, averaging $461 saved each year compared to an average Fairway Estates couple's premiums.
The cheapest car insurance in Fairway Estates for drivers with bad credit
The best Fairway Estates car insurance company for customer service
Nationwide was the best company for customer service in Fairway Estates according to the NAIC.
Recent price drops
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The cheapest large national provider in Fairway Estates
For customers who prefer to work with large national providers, we recommend Travelers for pricing. The average Fairway Estates driver can expect to pay about $128 per month.
What About USAA?
JD power consistently ranks USAA as the top car insurance company in the United States. We don’t compare their rates because most people can’t sign up. USAA only allows active military members and their spouses and children to apply. In Fairway Estates, USAA has the best prices for drivers with speeding tickets, drivers with a DUI conviction, married couples, young drivers, good drivers, drivers with bad credit, and drivers with accidents.Auto Insurance Prices in and Around Fairway Estates
What Influences the Cost of Car Insurance in Fairway Estates?
On average, car insurance in Fairway Estates is actually less expensive than the rest of the state. These low prices are no mystery to us. Coverage Watch tracks car insurance costs and uses a complex AI that finds related variables, and has determined car insurance prices in the neighborhood are influenced by the following factors:
- The average commute time in Fairway Estates is 26 minutes, which is far less than average for a driver in the city.
- Colorado state insurance regulations may require higher prices.
- An average of 0 weeks with snow on the ground, which impacts accident rates.
- Marriage rates in Fairway Estates are lower than average in the state, and marriage often results in car insurance discounts.
- Vehicle theft rates in the area are very low, with a Vehicle Theft Crime Grade of A+ according to CrimeGrade.org.
- Fairway Estates is a fairly densely populated area in the state. The neighborhood’s density could result in a price increase for drivers.
As a result of these and other factors, the average cost of car insurance in Fairway Estates is $87 per month for minimum coverage and $149 per month for full coverage. Costs vary widely based on your situation, and will likely be lower if you have a clean driving record and follow our insurance company research to find the best car insurance company for you.
Car Insurance in Nearby Neighborhoods
- Troutman Park: Insurance costs 0.17% less
- Side Hill: Insurance costs 3.80% less
- University North: Insurance costs 1.34% more
- Prospect-Shields: Insurance costs 0.28% more
- Rogers Park: Insurance costs 4.19% more
- Palo Park: Insurance costs 2.40% more
- North Boulder: Insurance costs 5.09% more
- East Boulder: Insurance costs 9.90% more
- Crossroads: Insurance costs 9.51% more
- Washington Village: Insurance costs 8.67% more
Neighborhoods with Similar Populations
- Hickman Mills: Insurance costs 13.09% more
- Marietta Historic District: Insurance costs 39.09% less
- Downtown Rockford: Insurance costs 3.30% less
- Embudo Canyon: Insurance costs 10.51% less
- McIntosh: Insurance costs 28.64% less
- Catonsville Heights: Insurance costs 19.18% more
- Sherman: Insurance costs 29.42% less
- McClymonds: Insurance costs 37.53% more
- Murphy Creek: Insurance costs 14.43% more
- Lake Road: Insurance costs 7.21% less